820 SAND PINE DRIVE NE, ST PETERSBURG, FL, 33703
Active66 days on marketListed Jun 4, 2026MLS #TB8513945
About this home
820 SAND PINE DRIVE NE
Welcome to an extraordinary waterfront retreat in the coveted 24-hour guard-gated community of Placido Bayou. Custom-crafted and impeccably maintained, this stunning single-story residence seamlessly blends timeless design, luxury amenities, and exceptional boating access. Constructed of solid block and thoughtfully updated, the home features four bedrooms, three baths, a concrete tile roof (2019), Generac whole-house generator, solar panel system (seller owned), dual Trane HVAC systems with dehumidifiers, a three-car garage (with 220-volt outlet for EV car charging), and a screened pool enclosure designed for year-round enjoyment. Boating enthusiasts will appreciate the exceptional composite dock, complete with an extremely rare, covered boathouse, 10,000-pound lift, kayak launch, water and electric service, concrete-anchored pilings, and direct access to Tampa Bay. Inside, an elegant open-concept floor plan unfolds around the resort-style pool terrace, creating seamless indoor-outdoor living. Soaring vaulted ceilings, abundant natural light, and formal living and dining spaces provide both comfort and sophistication. The deluxe chef's kitchen is beautifully appointed with new marble countertops, stainless steel appliances, wine fridge, a walk-in pantry, breakfast nook, bar seating, and a private office corridor ideal for working from home. The luxurious owner's retreat serves as a private sanctuary, featuring a spacious sitting area, spa-inspired bath, and French doors that open directly to the pool and lanai. Additional enhancements include a premium surround-sound system that extends throughout both the interior and outdoor entertaining areas. Designed for effortless entertaining, the screened lanai showcases a sparkling PebbleTec saltwater pool and spa with propane heat, wet bar, dining space, and multiple lounging areas surrounded by lush tropical landscaping. Beyond the pool, a fenced backyard and winding paver pathways lead to the waterfront, creating a private oasis for family, guests, and pets alike. Residents of Placido Bayou enjoy a serene, nature-filled setting with miles of scenic walking and jogging paths, tranquil lakes, abundant wildlife, and 24-hour guarded security. Ideally located just minutes from downtown St. Petersburg, top-rated schools, the Racquet Club of St. Petersburg, the vibrant 4th Street corridor, I-275, and the Gandy Bridge, this exceptional waterfront property offers the perfect balance of privacy, convenience, and the ultimate Florida lifestyle. Seller will provide Buyer with current clean 4 point inspection for additional peace of mind. Buyer to verify all measurements, HOA, and community regulations and information.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,772
Sqft
0.35 ac
Lot size
3
Garage
1998
Year built
One
Levels
$577
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,229 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,229/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs PLACIDO BAYOU
$577 vs $401
Days on market
66 vs 55 typical
Where $577/sqft sits among the 9 homes for sale in PLACIDO BAYOU
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placido Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Placido Bayou — neighborhood snapshot
Population
1,374
Median age
58
Median income
$119,934
Median home value
$576,400
Avg household
2
Households w/ children
91%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 9
PLACIDO BAYOU have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 282% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 820 SAND PINE DRIVE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,325,000
1080 WATER OAK COURT NE · same community
4 bd · 3 ba · 2,820 sqft · $470/sqft · 5 DOM
Sold · Feb ’26$1,385,000
660 BAY LAUREL COURT NE · same community
4 bd · 3.5 ba · 2,698 sqft · $513/sqft · 62 DOM
Sold · May ’26$1,250,000
1191 DARLINGTON OAK DRIVE NE · same community
5 bd · 3.5 ba · 3,182 sqft · $393/sqft · 294 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 820 SAND PINE DRIVE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 820 SAND PINE DRIVE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
820 SAND PINE DRIVE NE FAQs
What would the monthly payment be for 820 SAND PINE DRIVE NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,229/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 820 SAND PINE DRIVE NE?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 820 SAND PINE DRIVE NE?+
The most recent tax bill on record (2025) was $20,110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 820 SAND PINE DRIVE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,599,000, this home is listed about 272% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 820 SAND PINE DRIVE NE?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,599,000 runs 282% above the ST PETERSBURG 33703 median — but at 2,772 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,650,000, now $1,599,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Becky Malowany. MLS #TB8513945.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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