535 4TH AVENUE S UNIT 4, ST PETERSBURG, FL, 33701
Active18 days on marketListed Jul 22, 2026MLS #TB8531799
About this home
535 4TH AVENUE S UNIT 4
Welcome to your urban oasis in the heart of Downtown St. Petersburg! This captivating 2 bedroom, 2 bath condo nestled on the second floor offers a perfect blend of modern comfort and urban charm. As you step inside, prepare to be dazzled by the vibrant ambiance created by bamboo wood flooring, accentuated by the rustic elegance of red brick walls and exposed spiral ductwork. With soaring 11' ceilings, the space exudes a welcoming loft-style atmosphere, perfect for both relaxation and entertainment. The living area overlooks the sparkling pool, inviting you to unwind and enjoy the vibrant city views. Love to cook? Indulge your culinary passions in the stylish kitchen boasting a Kitchen Aid appliance package, complemented by designer granite countertops and stunning cabinetry, creating a culinary haven for every cooking enthusiast. Two spacious bedrooms provide peaceful retreats, each with ample closet space and natural light flooding through the windows. The two bathrooms provide convenience and luxury, featuring modern fixtures and finishes. Step outside to your private balcony, where you can savor your morning coffee or unwind with a glass of wine while enjoying the gentle breeze and cityscape views. Located in a prime downtown location, this condo offers unparalleled access to St. Petersburg's finest dining, entertainment, and cultural attractions. Whether you're strolling along the waterfront, exploring eclectic boutiques, or dining at world-class restaurants, the best of urban living is right at your doorstep. Don't miss your chance to make this exquisite condo your new home and experience the ultimate in downtown urban living. Schedule your showing today and make your dream lifestyle a reality!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,290
Sqft
0 ac
Lot size
1
Garage
2006
Year built
One
Levels
$387
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,794 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,794/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−43.9%
$/sqft vs St Petersburg actives
$387 vs $327
Days on market
18 vs 55 typical
Where $387/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 535 4TH AVENUE S UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$390,000
523 4TH AVENUE S UNIT 14 · same community
2 bd · 2 ba · 1,298 sqft · $300/sqft · 76 DOM
Sold · Mar ’26$330,000
834 18TH AVENUE S
3 bd · 1 ba · 1,294 sqft · $255/sqft · 12 DOM
Sold · Jul ’26$415,000
227 22ND AVENUE S
2 bd · 3 ba · 1,273 sqft · $326/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 535 4TH AVENUE S UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 535 4TH AVENUE S UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
535 4TH AVENUE S UNIT 4 FAQs
What would the monthly payment be for 535 4TH AVENUE S UNIT 4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,794/mo — principal and interest, the actual property-tax bill, the $865/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 535 4TH AVENUE S UNIT 4?+
The association fee works out to $865 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 535 4TH AVENUE S UNIT 4?+
The most recent tax bill on record (2025) was $7,333. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 535 4TH AVENUE S UNIT 4?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $499,000, this home is listed about 16% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 535 4TH AVENUE S UNIT 4?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33701 market on paper
$499,000 is 34% below the ST PETERSBURG 33701 median of $754,500.
02Garden & Pool views
The garden and pool view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $865/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of WINWAY REALTY · Sarah Markopoulos. MLS #TB8531799.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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