109 ARROWHEAD LANE, HAINES CITY, FL, 33844
Active14 days on marketListed Jul 22, 2026MLS #TB8531730
About this home
109 ARROWHEAD LANE
A NEW ROOF WILL BE INSTALLED BEFORE CLOSING. Welcome to this beautiful Haines City home, where modern updates meet peaceful country living. This charming 3 bedroom, 2 bathroom home offers plenty of character, space, privacy, and no HOA. From the moment you enter through the double doors, you are greeted by soaring 20 foot cathedral ceilings, beautiful wood beams, real wood flooring, and an incredible view of the nature filled backyard. The open floor plan connects the oversized living room, dining area, kitchen, and Florida room, creating a comfortable space for both everyday living and entertaining. The updated kitchen was designed to impress with newly installed granite countertops, beautiful wood cabinetry with soft close technology, newer stainless steel appliances, and large windows that fill the room with natural light. The spacious living room features a wood burning fireplace, while gorgeous barn doors allow you to separate the living area from the Florida room when desired. The guest bathroom has been completely renovated, and the primary bathroom features an updated shower. The bedrooms are generously sized and offer plenty of natural light. Step outside to enjoy your morning coffee on the private brick paver patio, screened patio, or from the Florida room overlooking the peaceful backyard. Nature lovers will enjoy watching birds, butterflies, and other wildlife throughout the property. The home also includes a detached garage, an 8 foot tall carport, and plenty of additional parking for a boat or RV. A Swann camera security system, a 5 ton air conditioning system with new piping installed in 2021, barn doors, wood beams, cathedral ceilings, and numerous updates throughout. With no HOA, you have the freedom to enjoy and personalize your property. Come see everything this one of a kind home has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,444
Sqft
0.35 ac
Lot size
2
Garage
1973
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,047 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,047/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.7%
$/sqft vs Haines City actives
$170 vs $174
Days on market
14 vs 41 typical
Where $170/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grenelefe Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
Grenelefe Country Club — neighborhood snapshot
Population
1,441
Median age
41
Median income
$70,037
Median home value
$127,556
Avg household
3
Households w/ children
101
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $300K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
184 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 ARROWHEAD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$400,000
108 ARROWHEAD LANE · same community
4 bd · 3 ba · 2,470 sqft · $162/sqft · 21 DOM
Sold · Apr ’26$335,000
137 ARROWHEAD LANE · same community
4 bd · 2 ba · 2,870 sqft · $117/sqft · 192 DOM
Sold · Jul ’26$565,000
1 PINE FOREST DRIVE
4 bd · 2.5 ba · 2,386 sqft · $237/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 ARROWHEAD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 ARROWHEAD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 ARROWHEAD LANE FAQs
What would the monthly payment be for 109 ARROWHEAD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,047/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 109 ARROWHEAD LANE?+
The most recent tax bill on record (2025) was $3,124. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Haines City?+
At $415,000, this home is listed about 34% above the Haines City median of $310,495. The market section on this page shows how the area is trending.
Which schools are assigned to 109 ARROWHEAD LANE?+
Sandhill Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX COLLECTIVE · Nicole Silva. MLS #TB8531730.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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