David Ramirez
$639,900$659,9003 bd3.5 ba3,886 sqft$165 /sqft$3,914 /mo all-in ↓

133 ARROWHEAD LANE, HAINES CITY, FL, 33844

Active160 days on marketListed Feb 26, 2026MLS #P4937805

Reduced $20KPrivate poolSingle Family ResidenceARROWHEAD LAKE

About this home

133 ARROWHEAD LANE

With 15+ golf courses within a 30-minute drive, privacy that’s becoming more difficult to find by the day, & a space built for generational comfort, what’s more to want in a home? Built w/ craftsmanship & meticulously maintained, this character-rich neighborhood reflects a time when homes were thoughtfully built. Within this custom-community, this tastefully updated home boasts ~4,000 H SqFt w/ 3BR, 3.5BA on ~1/2 an acre. W/ no req. HOA & no rear neighbors, this open & split-bedroom floorplan Home is designed for truly loving where you live. A newly stained front door welcomes you into an airy Foyer crowned by a dramatic tray ceiling w/ updated light-fixtures & sconces. Bose zone-able speakers provide customized audio in Main Areas & Pool, creating seamless ambiance for living & entertaining. Double-paned windows invite natural light while helping the home stay cool & serene. Beyond the entry, an expansive Great Room unfolds beneath soaring tray ceilings w/ refined fixtures & a wood-burning fireplace wrapped in updated stone. Dual sets of French doors fill the space w/ sunshine & create a timeless backdrop for entertaining. A new ½BA off the Great Room & between the Kitchen sits perfect for company. A granite wet bar w/ sink & wine fridge anchors the room, while the pool table stands ready for evenings that linger. The Formal Dining Room showcases an elegantly-painted coffered ceiling, updated light fixture, & oversized window: tailor-made for dinner parties or late-night rounds of poker/dominoes! The renovated kitchen blends thoughtful design & functionality. Real wood cabinetry, granite countertops, double-ovens, built-in microwave, recessed lighting, passthrough bar & 2 pantries make it a Cook’s dream! The enormous island w/ a built-in downdraft cooktop offers bar seating: perfect for guests to gather & watch the evening’s signature dish come to life. A bay window over the sink overlooks the front yard, turning dishwashing into a quiet moment w/ pleasant view. The Kitchen also features an under-lit workspace for homework or planning. The adjacent Laundry Room includes granite counters, sink, & pull-down ironing board. Connected by double-glass French doors, the Florida Room is wrapped in windows that flood the space w/ golden-hour light, creating seamless indoor/outdoor living w/ a classic Old Florida feel. The Primary BR is a haven defined by a soaring tray ceiling, generous windows, built-in cabinetry, office nook, & 2 walk-in closets w/ built-ins. The renovated Primary BA features dual sinks & makeup vanity area w/ granite, modern tile, a Jacuzzi tub & glass shower: all illuminated by an expansive skylight that cascades natural light by day & a starry view at night. Each Secondary Bedroom is generously sized w/ en-suite BA, solid-surface counters & shower, offering privacy for family & guests. Outdoors, the Covered Patio & Heated Pool sit beneath an elevated screened enclosure w/ frame lighting. The custom-shaped Pool is accented by a tiled waterfall whose steady sound creates a peaceful escape. Freshly mulched beds & settled gardens frame the yard, overlooking a boundless oasis. In addition to the 2-car garage is also a golf-cart garage! Updates: 5-tone tile roof(Jan'26), upgraded screened-gutters('22), pool pump & water heater replaced('22), triple-zone AC systems[2units (~’23)]. Centrally located between Orlando & Tampa, this property offers a country-feel w/ seclusion & mastercraft rarely found today. All measurements approx

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,886

Sqft

0.48 ac

Lot size

2

Garage

1986

Year built

One

Levels

$165

Per sqft

Private poolFireplaceTrees/Woods view

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Refrigerator · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room · Other
CoolingCentral Air · Zoned
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Golf Cart Garage · Oversized · Split Garage
ExteriorFrench Doors · Irrigation System · Lighting · Private Mailbox · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$739/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Private · Sewer Connected · Sprinkler Well · Underground Utilities · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,914 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$62
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,990
Interest rate6.00%
Loan term

Estimated payment

$3,914/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$62
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Haines City actives

$165 vs $174

Days on market

160 vs 40 typical

Where $165/sqft sits among the 399 Haines City actives

59
116 · this home
132
46
21
25
$118–144$144–170$170–197$197–223$223–249$249+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grenelefe Country Club

Map of 133 ARROWHEAD LANE inside its neighborhood boundary

Drive times from this address

Walt Disney World48 min
Universal Orlando58 min
Downtown Orlando64 min
Orlando Int’l Airport (MCO)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Haines City. See the full Haines City guide →

Grenelefe Country Club — neighborhood snapshot

Population

1,441

Median age

41

Median income

$70,037

Median home value

$127,556

Avg household

3

Households w/ children

101

For the school run

Polk County School District

ElementarySandhill Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$319K$300K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

184 of 399

Haines City actives have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 117% above the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

CurrentPrice reduced to $639,900 $20K
Feb 26, 2026Listed at $659,900 · 160 days on market since
1986Built · ARROWHEAD LAKE

Reality check

What actually sold near 133 ARROWHEAD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

137 ARROWHEAD LANESold · Apr ’26

$335,000

137 ARROWHEAD LANE · same community

4 bd · 2 ba · 2,870 sqft · $117/sqft · 192 DOM

108 ARROWHEAD LANESold · Sep ’25

$400,000

108 ARROWHEAD LANE · same community

4 bd · 3 ba · 2,470 sqft · $162/sqft · 21 DOM

16 COVENTRY DRIVESold · Mar ’26

$486,500

16 COVENTRY DRIVE

4 bd · 3.5 ba · 3,961 sqft · $123/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 133 ARROWHEAD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 133 ARROWHEAD LANE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

133 ARROWHEAD LANE FAQs

What would the monthly payment be for 133 ARROWHEAD LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,914/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 133 ARROWHEAD LANE?+

The most recent tax bill on record (2025) was $739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Haines City?+

At $639,900, this home is listed about 106% above the Haines City median of $310,000. The market section on this page shows how the area is trending.

Which schools are assigned to 133 ARROWHEAD LANE?+

Sandhill Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$639,900 runs 117% above the HAINES CITY 33844 median — but at 3,886 sqft it's also nearly twice the size of the typical Haines City listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

160 days on market against a Haines City median of 40 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $659,900, now $639,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of JULIE MATTHEWS GROUP LLC · Kennedy Matthews. MLS #P4937805.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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