David Ramirez
$500,0003 bd2 ba2,006 sqft$249 /sqft$3,747 /mo all-in ↓

5016 MARLIN DRIVE, NEW PORT RICHEY, FL, 34652

Active13 days on marketListed Jul 23, 2026MLS #TB8531647

WaterfrontPrivate poolSingle Family ResidenceFLOR A MAR

About this home

5016 MARLIN DRIVE

*ATTENTION INVESTORS AND SAVVY OWNER OCCUPANTS* Incredibly rare waterfront investor special in the highly desirable Gulf Harbors community of New Port Richey, just one block from the open Gulf with no bridges. The owner’s retirement offers you the rare chance to secure this spacious 3 bed / 2 bath, 2,006 sqft pool home on a large corner lot with over 95 ft of water frontage, immediate deep-water Gulf access, and major remediation already completed. While some finishing touches are still needed, the heavy lifting has already been done, making this an ideal opportunity for savvy owner-occupants, investors, and flippers looking to create serious value in a true Florida waterfront setting. So what makes this one so special? 1) Flood remediation and major fixes are complete, just come in, add your finishing touches, and bring the property fully back to life. 2) Over 95 ft of water frontage with a stationary boat dock and floating dock system, with immediate deep-water Gulf access just one block from the open Gulf with no bridges. 3) Large outdoor pool deck overlooking the water, complete with a tiki bar for entertaining and enjoying evenings and days in the Florida sun. 4) Newly updated chef’s kitchen complete with new solid wood cabinets, ample counter space on newly added luxury granite countertops, gleaming stainless steel appliances and a large fume hood. 5) Pool heated by solar pool-heating mats on roof. 6) Oversized large 2-car garage providing excellent space for vehicles, storage, tools, hobby gear, and toys. 7) Large corner lot in a waterfront community known for boating, beach access, and coastal living. 8) Located in the Gulf Harbors, offering access to boat ramps, a yacht club, a clubhouse, riverfront restaurants, and optional membership to the private Gulf Harbors Beach Club for just $200 annually, including gated beach access, cabanas, picnic areas, private bathrooms, and showers. 10) Just 6 minutes from vibrant downtown New Port Richey, with waterfront dining, local boutiques, breweries, live entertainment, and beautiful Sims Park along the scenic Cotee River. 11) Convenient location with Tampa International Airport and Clearwater beach just 50 minutes away, giving you waterfront living with easy access to the rest of Tampa Bay. With deep-water Gulf access, a large waterfront pool deck, dock system, updated kitchen, and remediation already completed, this property offers an exceptional canvas for your next flip, vacation home, short-term rental, or long-term waterfront hold. Easy to show. Feel free to soft pitch before writing anything up. MLS info sheet and disclosures available. No assignable contracts accepted.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,006

Sqft

0.25 ac

Lot size

2

Garage

1973

Year built

One

Levels

$249

Per sqft

Private poolWaterfrontNegotiable

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorPrimary Bedroom Main Floor
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationBlock
FacesWest
ExteriorOutdoor Grill

Community & fees

HOA fee$10/mo
Taxes (2025)$4,949/yr
PetsCats OK, Dogs OK
CommunityCanal Front · Dock · Gulf/Ocean Front · Private Boat Ramp · Water Access · Waterfront · Clubhouse · Deed Restrictions · Golf Carts OK · Park

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,747 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$412
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$3,747/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$412
HOA / condo fee$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$480KedgeAI estimate $847,560 · range $765K$1.0M$1.0M

vs edgeAI estimate

−41%

$/sqft vs FLOR A MAR

$249 vs $392

Days on market

13 vs 47 typical

Where $249/sqft sits among the 63 homes for sale in FLOR A MAR

10 · this home
5
12
13
12
11
$225–276$276–327$327–378$378–429$429–480$480+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flor-a-mar

Map of 5016 MARLIN DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)50 min
Downtown Tampa53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Flor-a-mar — neighborhood snapshot

Population

2,712

Median age

56

Median income

$96,857

Median home value

$435,193

Avg household

2

Households w/ children

136

For the school run

Pasco County School District

HighGulf High School★★★★
MiddleGulf Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$280K$260K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

37 of 63

FLOR A MAR have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 122% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $500,000 · 13 days on market since
1973Built · FLOR A MAR

Reality check

What actually sold near 5016 MARLIN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5500 LEEWARD LANESold · Dec ’25

$320,100

5500 LEEWARD LANE · same community

3 bd · 2 ba · 1,963 sqft · $163/sqft · 179 DOM

4918 FORECASTLE DRIVESold · Dec ’25

$603,900

4918 FORECASTLE DRIVE · same community

3 bd · 2 ba · 2,094 sqft · $288/sqft · 172 DOM

3355 SEAWAY DRIVESold · Apr ’26

$715,000

3355 SEAWAY DRIVE · same community

2 bd · 2.5 ba · 2,138 sqft · $334/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5016 MARLIN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5016 MARLIN DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

5016 MARLIN DRIVE FAQs

What would the monthly payment be for 5016 MARLIN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,747/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5016 MARLIN DRIVE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5016 MARLIN DRIVE?+

The most recent tax bill on record (2025) was $4,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5016 MARLIN DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $500,000, this home is listed about 79% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5016 MARLIN DRIVE?+

Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RICHARD PETERS REALTY LLC · Alexander Izikson. MLS #TB8531647.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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