4865 SHELL STREAM BOULEVARD, NEW PORT RICHEY, FL, 34652
Active43 days on marketListed Jun 11, 2026MLS #W7886417
About this home
4865 SHELL STREAM BOULEVARD
Experience the best of coastal living in this exquisitely renovated 2-bedroom, 2-bath waterfront residence offering direct Gulf access within the highly sought-after Gulf Harbors community. Every detail of this exceptional home has been thoughtfully upgraded, creating a truly turnkey retreat where modern elegance meets the ultimate Florida waterfront lifestyle. Boating enthusiasts will appreciate the home's direct access to the Gulf of Mexico, allowing you to be on open water within minutes with no fixed bridges to navigate. Whether you're setting out for a day of fishing, island hopping, or simply enjoying spectacular Gulf sunsets, this location offers unparalleled convenience and enjoyment. Residents of Gulf Harbors enjoy access to one of the area's most treasured amenities, a private beach exclusive to members. Imagine spending your days soaking up the Florida sunshine, swimming in the Gulf waters, or gathering with neighbors to watch breathtaking sunset views. The community also embraces a relaxed coastal atmosphere where golf carts are welcome, making it easy and enjoyable to explore the neighborhood, visit friends, or head down to the private beach. Inside, the home showcases an impressive list of high-end updates designed for both style and peace of mind. The gourmet kitchen is appointed with premium Samsung appliances, while the home's infrastructure has been meticulously updated, including a complete electrical overhaul in 2024 featuring a new breaker panel, outlets, switches, lighting, and ceiling fans throughout. Additional enhancements include luxury Stainmaster vinyl flooring installed in 2025, fresh interior and exterior paint, custom Clark & Son cabinetry, and beautifully redesigned bathrooms featuring new tubs, showers, toilets, and sinks. A high-efficiency 3-ton HVAC system with professionally cleaned and repaired ductwork, along with a raised outdoor unit, ensures year-round comfort. Adding to the home's exceptional value is a Rheem Performance Platinum 50-gallon Smart Hybrid Heat Pump Water Heater with a 10-year warranty, R-Matte R-Max Plus insulation for enhanced energy efficiency, a whole-home reverse osmosis water filtration system installed in 2020, and a Choice Home Warranty paid up til 2028 for added confidence. With a newer roof, extensive updates throughout, private beach access, golf cart-friendly streets, and quick direct access to the Gulf, this remarkable residence offers more than just a home—it offers a lifestyle. Don't miss this rare opportunity to own a beautifully upgraded waterfront property in one of Florida's most desirable coastal communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,112
Sqft
0.13 ac
Lot size
1
Garage
1972
Year built
One
Levels
$360
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,157 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,157/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.1%
$/sqft vs FLOR A MAR
$360 vs $384
Days on market
43 vs 41 typical
Where $360/sqft sits among the 66 homes for sale in FLOR A MAR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,712
Median age
56
Median income
$96,857
Median home value
$435,193
Avg household
2
Households w/ children
136
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $299K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
38 of 66
FLOR A MAR have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4865 SHELL STREAM BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$280,000
5033 BLUE HERON DRIVE · same community
2 bd · 1 ba · 1,071 sqft · $261/sqft · 59 DOM
Sold · Dec ’25$166,088
4527 FLORAMAR TERRACE · same community
2 bd · 1 ba · 1,040 sqft · $160/sqft · 36 DOM
Sold · Jun ’26$295,000
4848 SHELL STREAM BOULEVARD · same community
3 bd · 2 ba · 1,264 sqft · $233/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4865 SHELL STREAM BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4865 SHELL STREAM BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4865 SHELL STREAM BOULEVARD FAQs
What would the monthly payment be for 4865 SHELL STREAM BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,157/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4865 SHELL STREAM BOULEVARD?+
The most recent tax bill on record (2025) was $5,592. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $399,900, this home is listed about 43% above the New Port Richey median of $280,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4865 SHELL STREAM BOULEVARD?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 74% above the NEW PORT RICHEY 34652 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $425,000, now $399,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Rick Shue. MLS #W7886417.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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