10032 SAGE CREEK DRIVE, SUN CITY CENTER, FL, 33573
Active20 days on marketListed Jul 24, 2026MLS #TB8531642
About this home
10032 SAGE CREEK DRIVE
***SELLER WILL ASSIST BUYER(S) WITH CLOSING COSTS UP TO $10,000*** Welcome to this beautifully maintained 4-bedroom, 2.5-bath home offering 2,533 heated square feet of comfortable living space. The spacious kitchen is designed for both everyday living and entertaining, featuring 42-inch cabinets, easy-glide shelving, and stainless steel appliances. The open and functional floor plan with volume ceilings provides plenty of room for gathering with family and friends, while generous living spaces offer flexibility to fit your lifestyle. The owner's suite is truly oversized and offers beautiful pond views. The ensuite bathroom features a double vanity with granite countertops, a garden tub, walk-in shower, and an expansive walk-in closet. Additionally direct access to the large separate laundry room with washer/dryer for added convenience. Open floor plan from living room area that leads to a screened-in lanai overlooking the pond, and a large fenced backyard, creating the perfect space for relaxing or entertaining outdoors. Located in the desirable Belmont community with easy access to I-75, residents enjoy outstanding amenities including two resort-style pools, walking trails, playgrounds, basketball courts, and tennis courts. Conveniently situated near restaurants, shopping, schools, beaches, airports, Downtown Tampa, Sarasota, and MacDill Air Force Base, this home offers the perfect blend of comfort, convenience, and Florida living in the growing Ruskin area. Welcome Home!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,560
Sqft
0.15 ac
Lot size
2
Garage
2018
Year built
Two
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,478 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,478/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.2%
$/sqft vs Sun City Center actives
$172 vs $163
Days on market
20 vs 56 typical
Where $172/sqft sits among the 297 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
SUN CITY CENTER 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sun City Center market
$255K → $260K
Sun City Center median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
182 of 297
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 10032 SAGE CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$385,000
10025 IVORY DRIVE · same community
4 bd · 2.5 ba · 2,870 sqft · $134/sqft · 20 DOM
Sold · Aug ’25$395,000
10012 SAGE CREEK DRIVE · same community
4 bd · 3 ba · 2,044 sqft · $193/sqft · 258 DOM
Sold · Dec ’25$365,000
10031 SAGE CREEK DRIVE · same community
3 bd · 2.5 ba · 1,978 sqft · $185/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10032 SAGE CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10032 SAGE CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10032 SAGE CREEK DRIVE FAQs
What would the monthly payment be for 10032 SAGE CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,478/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10032 SAGE CREEK DRIVE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10032 SAGE CREEK DRIVE?+
The most recent tax bill on record (2025) was $6,253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10032 SAGE CREEK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $439,900, this home is listed about 63% above the Sun City Center median of $269,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10032 SAGE CREEK DRIVE?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER REALTY OF TAMPA · Kerri Connolly. MLS #TB8531642.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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