David Ramirez
$420,000$425,0006 bd3 ba3,349 sqft$125 /sqft$3,937 /mo all-in ↓

15608 MILLER CREEK DRIVE, SUN CITY CENTER, FL, 33573

Active93 days on marketListed May 13, 2026MLS #TB8507263

Reduced $5KWaterfrontSingle Family ResidenceCYPRESS MILL PH 2

About this home

15608 MILLER CREEK DRIVE

GORGEOUS POND VIEWS ! NO BACKYARD NEIGHBORS ! WELL MAINTAINED HOME WITH PRIDE OF OWNERSHIP ! FENCED-IN YARD ! WONDERFUL AMENITIES ! GREAT LOCATION ! WALKING DISTANCE TO SCHOOLS AND LIBRARY ! HUGE OPEN/PAVER PATIO FOR ENTERTAINING GUESTS/FAMILY/FRIENDS ! Come See This Beautiful LARGE HOME 6 Bedrooms 3 Bathrooms 2 Car Garage Plus Den/Office & MASSIVE LOFT/BONUS ROOM UPSTAIRS With “Just Over” 3,300+ Square Feet Of Living Area Located At 15608 Miller Creek Dr Sun City Center, Fl ! THIS IS NOT AN ADULT 55+ COMMUNITY ! Your New Kitchen Boast Of: 42” Moca Cabinets W/Lots Of Storage Space, Granite Counter Tops, Stainless Steel Appliances, Two Pantries, HUGE ISLAND To Prepare/Eat Meals And The Kitchen Is Perfectly Positioned Over-Looking The Family & Dining Rooms SO YOU CAN LIVE/LOVE/LAUGH/ENTERTAIN AND ENJOY YOUR BEST FLORIDA LIFESTYLE ! The Downstairs Owners Suite Is Very Private And Has: Large Shower, Dual Sinks W/Lots Of Vanity Space, Wood Accent On Wall, BIG WALK-IN CLOSET And Views Of The Beautiful Pond In Your Backyard ! This Home Was Built In 2021 And SHOWS LIKE BRAND NEW ! Your New Home Has LED Lighting, Upgraded Lights/Fans, Low E Double Pane Windows, Radiant Barrier Roof Sheathing, Thick/High Efficiency Insulation, Sealed Ductwork And Programmable Thermostats To Help Keep Utility Costs Lower All Year Long ! THIS HOME EVEN OFFERS AN AIR CONDITIONED GARAGE WITH A MINI SPLIT A/C UNIT AND INSULATED GARAGE DOOR ! Cypress Mill Is A Resort Style Community With Exceptional Amenities Such As: Huge Swimming Pool W/Cabanas, Splash Pad For Kids, Dog Park, Fitness Center, Basketball, Playgrounds, Pickleball, Tennis, Walking Trails, Clubhouse For Special Events And Much, Much More ! This Property Is Located Close To Shopping, Restaurants, Schools, Library, Hospitals, Recreation, Parks And Is Just Minutes From I-75 For Quick Access To Tampa, St Pete, Wesley Chapel & Bradenton That HAS SOME OF THE BEST BEACHES THAT FLORIDA HAS TO OFFER ! If You Are Looking For A House That Has LOTS OF BEDROOMS This Is Your Home ! This Property And Neighborhood Is AN AMAZING OPPORTUNITY So Please Call Your Agent Today To Schedule Your Private Showing At 15608 Miller Creek Dr Sun City Center, Fl 33573 ! YOU DO NOT WANT TO MISS SEEING THIS ONE ! Sun City Center Address BUT NOT AN ADULT 55+ Community !

Facts & features

The home at a glance

6

Bedrooms

3

Bathrooms

3,349

Sqft

0.14 ac

Lot size

2

Garage

2021

Year built

Two

Levels

$125

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$160/mo
Taxes (2025)$11,502/yr
PetsYes
CommunityLake · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,937 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$959
HOA fee — from the listing$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,937/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$959
HOA / condo fee$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$403KedgeAI estimate $472,926 · range $450K$531K$552K

vs edgeAI estimate

−11.2%

$/sqft vs Sun City Center actives

$125 vs $164

Days on market

93 vs 56 typical

Where $125/sqft sits among the 292 Sun City Center actives

54
36 · this home
62
64
40
36
$101–123$123–144$144–166$166–188$188–209$209+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sun City Center

Map of 15608 MILLER CREEK DRIVE

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sun City Center. See the full Sun City Center guide →

SUN CITY CENTER 33573 — neighborhood snapshot

Population

30,820

Median age

68.5

Median income

$68,431

Median home value

$270,600

Avg household

1.98

Households w/ children

1,606

For the school run

Hillsborough County School District

ElementaryDoby Elementary School★★★★★
HighEast Bay High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sun City Center market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$255K$260K

Sun City Center median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

180 of 292

Sun City Center actives have cut their price

Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% above the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →

Paper trail

This home's history

CurrentPrice reduced to $420,000 $5K
May 13, 2026Listed at $425,000 · 93 days on market since
2021Built · CYPRESS MILL PH 2

Reality check

What actually sold near 15608 MILLER CREEK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15628 SPICE KEY STREETSold · Feb ’26

$335,000

15628 SPICE KEY STREET · same community

5 bd · 2.5 ba · 2,415 sqft · $139/sqft · 35 DOM

15607 CHARR ISLAND STREETSold · Oct ’25

$299,990

15607 CHARR ISLAND STREET · same community

4 bd · 2 ba · 1,841 sqft · $163/sqft · 66 DOM

15611 DEMORY POINT PLACESold · Sep ’25

$320,000

15611 DEMORY POINT PLACE · same community

4 bd · 2 ba · 1,841 sqft · $174/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15608 MILLER CREEK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15608 MILLER CREEK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

15608 MILLER CREEK DRIVE FAQs

What would the monthly payment be for 15608 MILLER CREEK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,937/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15608 MILLER CREEK DRIVE?+

The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15608 MILLER CREEK DRIVE?+

The most recent tax bill on record (2025) was $11,502. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15608 MILLER CREEK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sun City Center?+

At $420,000, this home is listed about 56% above the Sun City Center median of $269,900. The market section on this page shows how the area is trending.

Which schools are assigned to 15608 MILLER CREEK DRIVE?+

Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$420,000 runs 68% above the SUN CITY CENTER 33573 median — but at 3,349 sqft it's also nearly twice the size of the typical Sun City Center listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $425,000, now $420,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of FLORIDA EXECUTIVE REALTY · Brian Allen. MLS #TB8507263.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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