450 22ND STREET, BELLEAIR BEACH, FL, 33786
Active15 days on marketListed Jul 21, 2026MLS #TB8531556
About this home
450 22ND STREET
Imagine a luxurious tropical retreat on Belleair Beach, Florida, a true private oasis with open water views! This stunning 3 Bedroom, 2 Bathroom, 2 Car Garage home has been completely renovated blending coastal charm with modern elegance. Appointed fully furnished with all utilities included! Gleaming wood floors stretch throughout the open-concept living space, where panoramic windows frame breathtaking, sweeping water views. Gorgeous fireplace for cool evenings. Spacious guest bedrooms. Chefs kitchen that is a showstopper, featuring Viking appliances, custom cabinetry, sub zero refrigerator and sleek finishes, making it a dream for entertaining! Step outside to your private paradise an expansive backyard designed for relaxation and entertaining. The heated pool invites you to take a dip, while the outdoor kitchen and bar area is perfect for hosting sunset gatherings. An outdoor fire pit sets the scene for cozy evenings under the stars. For the boating enthusiast, a deepwater dock awaits future adventures (to be available soon), offering easy access to the shimmering Intracoastal. Nestled on a private lot at the end of a peaceful cul-de-sac, this tropical haven also features a large sauna, making it the ultimate escape. Whether you're sipping a cocktail or enjoying the gentle sea breeze from your backyard, this home delivers a lifestyle of coastal sophistication and serenity.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,886
Sqft
0.24 ac
Lot size
2
Garage
1968
Year built
One
Levels
$6
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$236 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$236/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Belleair Beach actives
$6 vs $660
Days on market
15 vs 67 typical
Where $6/sqft sits among the 32 Belleair Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $850K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
19 of 32
Belleair Beach actives have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 450 22ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$430,000
101 GULF BOULEVARD
2 bd · 2 ba · 1,884 sqft · $228/sqft · 151 DOM
Sold · Aug ’25$950,000
501 JANICE PLACE
4 bd · 3 ba · 1,907 sqft · $498/sqft · 47 DOM
Sold · Jan ’26$650,000
100 1ST STREET
3 bd · 2.5 ba · 1,865 sqft · $349/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 450 22ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 450 22ND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
450 22ND STREET FAQs
What would the monthly payment be for 450 22ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $236/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 450 22ND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Beach?+
At $10,500, this home is listed about 99% below the Belleair Beach median of $1,300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 450 22ND STREET?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BELLEAIR BEACH 33786 market on paper
$10,500 is 99% below the BELLEAIR BEACH 33786 median of $779,900, and at $6/sqft it sits under the Belleair Beach average of $757.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS BELLEAIR · Kristin Hallamek. MLS #TB8531556.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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