David Ramirez
$8,0003 bd2 ba1,743 sqft$5 /sqft$218 /mo all-in ↓

108 8TH STREET, BELLEAIR BEACH, FL, 33786

Active1252 days on marketListed Feb 28, 2023MLS #U8192021

Priced 99% below the BELLEAIR BEACH 33786 medianPrivate poolFully furnishedSingle Family ResidenceBELLEAIR BEACH

About this home

108 8TH STREET

3 month minimum. NO PETS PERMITTED. This beautiful single-family home on a quiet street is just steps away from Gulf Blvd. and a short walk to the pristine sandy beach. This is a 3BR/2BA home that has been completely renovated from top to bottom and has a minimalist style with a modern beachy flair. You will love relaxing next to the large pool. The private backyard offers lounge chairs in the sun or shade for your own personal oasis, as well as a fun bar space. Incredible sunsets over the Gulf of Mexico will be a highlight of your stay. The comfortable living area has a 55 inch Roku TV to watch any of your favorite streaming services off the living room. You’ll find the perfect work from home set up including complementary Wi-Fi and a printer. The sectional couch in the office pulls out to a full size bed for additional sleeping options. The kitchen includes everything you will need. The bar area seats 4 and there is a dining table for 6. There is a full-size W/D room off the kitchen. The Master has a queen bed, and a chair that pulls out to a twin bed, a desk area and a private balcony overlooking the pool. The 2nd BR has a queen bed, and walk-in closets. The 3rd BR has a queen size bed, and a twin size loft bed over the top. Each of the 3 bedrooms have their own TV’s as well as generous closet/ dresser space. The backyard features a large pool, lounge chairs, a bar top, a gas grill and an outdoor shower area. Everything you need for the beach is available, like some beach chairs, beach towels/blanket, sand toys, a wagon, a cooler, boogie boards, and more. Parking for up to 4 cars in the circular drive. Nice neighborhood which also has quiet hours from 9pm to 7am. This is ideal for your relaxing stay. Take the beach trolley if you want to adventure to Clearwater Bch. or as far south as Pass-a-Grill. So many amazing areas and beaches to enjoy.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,743

Sqft

0.15 ac

Lot size

1972

Year built

Two

Levels

$5

Per sqft

Private poolFurnished

Inside

FlooringLaminate · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Open Floorplan · Thermostat · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

FacesNorth
ParkingCircular Driveway · Ground Level
ExteriorLighting · Outdoor Grill · Sliding Doors

Community & fees

PetsNo
CommunityNo Truck/RV/Motorcycle Parking

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$218 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$47
FHA mortgage insurance (est.)$4
Est. property taxes (1.1%/yr)$7
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $280Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $280
Interest rate6.00%
Loan term

Estimated payment

$218/mo

Principal & interest$47
FHA mortgage insurance (est.)$4
Est. property taxes$7
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BELLEAIR BEACH

$5 vs $450

Days on market

1252 vs 77 typical

Where $5/sqft sits among the 9 homes for sale in BELLEAIR BEACH

0 · this home
0
1
4
1
3
$5–139$139–274$274–409$409–543$543–678$678+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belleair Beach

Map of 108 8TH STREET

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleair Beach. See the full Belleair Beach guide →

BELLEAIR BEACH 33786 — neighborhood snapshot

Population

1,564

Median age

57.8

Median income

$140,417

Median home value

$1,022,700

Avg household

2.26

Households w/ children

114

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleair Beach market

Seller’s marketLeans buyer10.6 months of inventoryBuyer’s market

$1.1M$925K

Belleair Beach median sold, yr/yr

92.9%

Sale-to-list ratio (12 mo)

7 of 9

BELLEAIR BEACH have cut their price

Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →

Paper trail

This home's history

Feb 28, 2023Listed at $8,000 · 1252 days on market since
1972Built · BELLEAIR BEACH

Reality check

What actually sold near 108 8TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

119 8TH STREETSold · Nov ’25

$995,000

119 8TH STREET · same community

3 bd · 2.5 ba · 1,808 sqft · $550/sqft · 15 DOM

1401 GULF BOULEVARDSold · Aug ’25

$536,000

1401 GULF BOULEVARD · same community

2 bd · 2 ba · 1,825 sqft · $294/sqft · 11 DOM

115 13TH STREETSold · Mar ’26

$900,000

115 13TH STREET · same community

2 bd · 2 ba · 1,862 sqft · $483/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 108 8TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 108 8TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

108 8TH STREET FAQs

What would the monthly payment be for 108 8TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $218/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 108 8TH STREET?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Belleair Beach?+

At $8,000, this home is listed about 99% below the Belleair Beach median of $1,300,000. The market section on this page shows how the area is trending.

Which schools are assigned to 108 8TH STREET?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BELLEAIR BEACH 33786 market on paper

$8,000 is 99% below the BELLEAIR BEACH 33786 median of $759,900, and at $5/sqft it sits under the Belleair Beach average of $755.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

1252 days on market against a Belleair Beach median of 77 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jo Overin. MLS #U8192021.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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