David Ramirez
$739,0004 bd3 ba3,334 sqft$222 /sqft$5,410 /mo all-in ↓

2823 COLEWOOD LANE, DOVER, FL, 33527

Active6 days on marketListed Jul 27, 2026MLS #TB8531530

Single Family ResidenceMARTINS GARDENS

About this home

2823 COLEWOOD LANE

SPECTACULAR CUSTOM Build Suarez Home full of GORGEOUS UPGRADES!!! This 4B/3B home is the Suarez Homes Villagio floor plan that includes a beautiful open concept, ADDITIONAL LIVING SUITE with it's own private entrance and JACK & JILL BATH, gorgeous front office with FRENCH DOORS, and a huge UPSTAIRS BONUS ROOM!!! Sellers are the original owners and they worked with the builder to make this home CUSTOM & STUNNING full of incredible upgrades, which are apparent throughout. Beginning with the exterior stone on the face of the home, the owners went with upgraded Castle Rock Stone which brings a classic, timeless character to the look. Upon entering the home you are greeted with a lovely open concept foyer into dining room flooded with natural light, a custom change to the floor plan the owners had the builder adjust for a better flow. On your left is the office with classic French doors for privacy, and bedrooms 3 & 4, plus the 3rd bathroom. Bedroom number 3 has been used as a home gym and has shock absorbing gym flooring. The dining room opens right into the living room which overlooks the patio and the incredible WOOD BURNING FIREPLACE!! The pendant lights over the kitchen counter just behind the living room absolutely sparkle and add a touch of elegance. You will see these touches all throughout the home, whether it is the embellished cabinet pulls, modern ceiling fans, or the lovely tilework on the stairs leading up to the BONUS/MEDIA ROOM. Leading off the living room is also the ATTACHED LIVING SUITE, perfect for guests, family, or an additional work space. It has it's own rear home private entrance, as well. The hall and doorway to the living suite bedroom has been widened to accommodate wheelchair access. Enjoy entertaining in your OUTDOOR LIVING SPACE with a real wood burning fireplace, with automatic electric lights for a lovely evening ambiance. The screen is also pre-wired with lights controlled by interior switch. If you are looking for a move-in ready home full of all the elegance and practical adornments already complete, we have got it for you!!!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,334

Sqft

0.27 ac

Lot size

3

Garage

2016

Year built

Two

Levels

$222

Per sqft

FireplaceNegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level · Off Street · Oversized
ExteriorFire Pit · French Doors · Irrigation System · Lighting · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$132/mo
Taxes (2025)$10,245/yr
PetsYes
CommunityGated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Public · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,410 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,988
PMI (est., until 20% equity)$277
Property tax — 2025 actual bill$854
HOA fee — from the listing$132
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $73,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $73,900
Interest rate6.00%
Loan term

Estimated payment

$5,410/mo

Principal & interest$3,988
PMI (est., until 20% equity)$277
Property taxes (actual bill)$854
HOA / condo fee$132
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $739K
$547KedgeAI estimate $660,487 · range $570K$718K$769K

vs edgeAI estimate

+11.9%

$/sqft vs Dover actives

$222 vs $248

Days on market

6 vs 69 typical

Where $222/sqft sits among the 38 Dover actives

11
14 · this home
9
1
1
2
$157–221$221–286$286–350$350–415$415–480$480+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dover

Map of 2823 COLEWOOD LANE

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)41 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dover. See the full Dover guide →

The numbers that matter

The Dover market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$422K$442K

Dover median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

19 of 38

Dover actives have cut their price

Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the Dover median. See the full Dover market guide →

Paper trail

This home's history

Jul 27, 2026Listed at $739,000 · 6 days on market since
2016Built · MARTINS GARDENS

Reality check

What actually sold near 2823 COLEWOOD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2727 COLEWOOD LANESold · Aug ’25

$520,000

2727 COLEWOOD LANE · same community

4 bd · 4 ba · 3,838 sqft · $135/sqft · 234 DOM

3301 CYPRESS LANDING DRIVESold · May ’26

$865,000

3301 CYPRESS LANDING DRIVE

5 bd · 4 ba · 3,357 sqft · $258/sqft · 7 DOM

5905 CHERRY OAK DRIVESold · Jun ’26

$730,000

5905 CHERRY OAK DRIVE

4 bd · 3.5 ba · 3,409 sqft · $214/sqft · 34 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2823 COLEWOOD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2823 COLEWOOD LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2823 COLEWOOD LANE FAQs

What would the monthly payment be for 2823 COLEWOOD LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,410/mo — principal and interest, the actual property-tax bill, the $132/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2823 COLEWOOD LANE?+

The association fee works out to $132 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2823 COLEWOOD LANE?+

The most recent tax bill on record (2025) was $10,245. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2823 COLEWOOD LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dover?+

At $739,000, this home is listed about 33% above the Dover median of $554,900. The market section on this page shows how the area is trending.

Listing courtesy of INSTA REAL ESTATE SOLUTIONS. MLS #TB8531530.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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