David Ramirez
$699,900$749,9004 bd4 ba3,838 sqft$182 /sqft$4,863 /mo all-in ↓

2723 COLEWOOD LANE, DOVER, FL, 33527

Active30 days on marketListed Jul 3, 2026MLS #TB8525375

Reduced $50KPrivate poolSingle Family ResidenceMARTINS GARDENS

About this home

2723 COLEWOOD LANE

PRICE IMPROVEMENT AND MOTIVATED SELLER plus Seller offering 3% towards Buyers closing costs !! Nestled in the exclusive gated community of Martin's Gardens, escape to a world of privacy, tranquility and comfort, enveloped by mature landscaped. This amazing 2-story residence unfolds within a setting defined by a tree lined street and a quiet sense of refinement in a neighborhood of grace and charm. A popular "Suarez" built split plan is a masterpiece of architectural design and timeless elegance that perfectly balances family and formal spaces. This impeccable home features 4 bedrooms,4 baths, formal living and dining rooms, family room, upstairs bonus room and gourmet kitchen. Stroll up the driveway to the unique architecturally designed home with columns and arches and a quaint brick pavered front porch through the double glass door entrance ushering you into the elegant foyer with crown molding, Brentwood Pine laminate plank flooring and recessed lighting. Formal living and dining rooms boasts palladium window, custom chandelier, Brentwood Pine plank laminate flooring and crown molding. Impressive family room offers volume ceilings, wood plank laminate flooring, crown molding, custom Bowers and Wilkins surround sound speakers and triple slider to lanai. Gourmet Kitchen is complete with granite counters, 42 inch staggered wood cabinetry, Island with 3 designer pin lights, recessed lighting, all appliances including newer French Door refrigerator, electric cook top, microwave above, double wall ovens, wine cooler, dishwasher and large eat in breakfast , nook area. Primary suite is downstairs and provides a private retreat with an abundance of light, transom window , ceiling fan with light, wood plank laminate flooring, exquisite bath with dual vanity, granite counters, wood cabinetry, garden tub, glass enclosed shower stall, water & line closets, tile flooring , designer fixtures and large walk in closets with built-ins. Superb Bonus/ Game room offers vaulted ceiling, recessed lighting, extensive built in bookshelves and a computer desk area plus 2 additional closets for storage. Inside Utility room features built in laundry sink and extra upper cabinetry with tons of storage options. Lovely covered , screened lanai overlooking spectacular custom designed gas heated, pool and spa complete with water fall, fire pit, paver decking, newer screen enclosure. Situated on an impressive lot including a Generac whole house generator and completely fenced for privacy and convenience. Notables include upgraded flooring on first level, newer downstairs AC unit( 2025), New exterior paint (2024), LED accent lights illuminating garage, palms & pillars plus large side of backyard, tinted sliders, Culligan water softner & Culligan reverse osmosis at kitchen sink, designer fixtures & lights, volume ceilings throughout, numerous ceiling fans, neutral colors and 3-Car garage with automatic openers. Convenient Location with excellent professional services, schools, shopping, interstate access all in secure gated community. Impeccably maintained and ready for its new owners. A Must See !!!!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,838

Sqft

0.24 ac

Lot size

3

Garage

2015

Year built

Two

Levels

$182

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Refrigerator · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$132/mo
Taxes (2025)$6,380/yr
PetsBreed Restrictions, Yes
CommunityDeed Restrictions · Gated Community - No Guard

Utilities & systems

UtilitiesElectricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,863 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$532
HOA fee — from the listing$132
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,990
Interest rate6.00%
Loan term

Estimated payment

$4,863/mo

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property taxes (actual bill)$532
HOA / condo fee$132
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $700K
$672KedgeAI estimate $1,038,988 · range $869K$1.3M$1.4M

vs edgeAI estimate

−32.6%

$/sqft vs Dover actives

$182 vs $248

Days on market

30 vs 69 typical

Where $182/sqft sits among the 38 Dover actives

10 · this home
15
9
1
1
2
$157–221$221–286$286–350$350–415$415–480$480+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dover

Map of 2723 COLEWOOD LANE

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)41 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dover. See the full Dover guide →

The numbers that matter

The Dover market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$422K$442K

Dover median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

18 of 38

Dover actives have cut their price

Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the Dover median. See the full Dover market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,900 $50K
Jul 3, 2026Listed at $749,900 · 30 days on market since
2015Built · MARTINS GARDENS

Reality check

What actually sold near 2723 COLEWOOD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2727 COLEWOOD LANESold · Aug ’25

$520,000

2727 COLEWOOD LANE · same community

4 bd · 4 ba · 3,838 sqft · $135/sqft · 234 DOM

5931 CHERRY OAK DRIVESold · Nov ’25

$760,000

5931 CHERRY OAK DRIVE

5 bd · 5 ba · 4,142 sqft · $183/sqft · 83 DOM

3519 OLD COURSE LANESold · Aug ’25

$1,060,000

3519 OLD COURSE LANE

4 bd · 4.5 ba · 4,169 sqft · $254/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2723 COLEWOOD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2723 COLEWOOD LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2723 COLEWOOD LANE FAQs

What would the monthly payment be for 2723 COLEWOOD LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,863/mo — principal and interest, the actual property-tax bill, the $132/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2723 COLEWOOD LANE?+

The association fee works out to $132 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2723 COLEWOOD LANE?+

The most recent tax bill on record (2025) was $6,380. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2723 COLEWOOD LANE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dover?+

At $699,900, this home is listed about 26% above the Dover median of $554,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$699,900 runs 26% above the Dover median — but at 3,838 sqft it's also 63% larger than the typical Dover listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $749,900, now $699,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Gerry Ziegelhofer. MLS #TB8525375.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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