David Ramirez
$349,0001 bd1 ba576 sqft$606 /sqft$3,268 /mo all-in ↓

125 5TH AVENUE NE UNIT 210, ST PETERSBURG, FL, 33701

Active18 days on marketListed Jul 28, 2026MLS #TB8531526

Priced 54% below the ST PETERSBURG 33701 medianFully furnishedCondominiumBAY VILLAS CONDO

About this home

125 5TH AVENUE NE UNIT 210

Enjoy the best of downtown St. Petersburg living at an affordable price! Whether you’re searching for a full-time residence, vacation getaway, or income-producing investment, the turnkey condominium is ready for immediate occupancy or rental. his sleek and modern second-floor corner unit features 1 bedroom, 1 bathroom, and 576 square feet of thoughtfully designed living space. The fully furnished interior showcases brand-new tile flooring throughout the living room and bedroom, fresh interior paint, stainless steel appliances, granite countertops, and a brand-new water heater. A deeded rear parking space and a private storage closet on the first floor add to the home’s convenience. Located in the gated community of Bay Villas with 26 residences across three floors, the property offers a beautifully maintained courtyard—perfect for relaxing or socializing with neighbors. Residents also enjoy a renovated, air-conditioned laundry room with newer washers, dryers, and updated vinyl flooring. renovated elevator, and newer mailboxes and building electrical wiring. Just one block from vibrant Beach Drive, where you can enjoy St. Petersburg’s spectacular waterfront, world-class restaurants, museums, parks, shopping, entertainment, the St. Pete Pier, and year-round festivals and events. Whether you’re looking to embrace the exciting downtown lifestyle or add a prime rental property to your portfolio, this exceptional condominium offers the perfect combination of location, style, and value. This building is located in an "X" flood zone and had no water intrusion from the past hurricanes Helene and Milton. All measurements are deemed accurate but need to be verified by the Buyer or Buyer's agent.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

576

Sqft

0.35 ac

Lot size

1974

Year built

One

Levels

$606

Per sqft

Trees/Woods viewFurnishedPets allowed

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Elevator · Open Floorplan · Stone Counters · Walk-In Closet(s)
LaundryCommon Area
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationBlock · Slab
ViewTrees/Woods
FacesSouth
ParkingAssigned
ExteriorCourtyard · Storage

Community & fees

HOA fee$448/mo
Taxes (2025)$5,416/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Size Limit, Yes
CommunityBuyer Approval Required · Gated Community - Guard · Gated Community - No Guard

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,268 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$451
Condo fee — from the listing$448
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$3,268/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$451
HOA / condo fee$448
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$179KedgeAI estimate $271,903 · range $186K$487K$506K

vs edgeAI estimate

+28.4%

$/sqft vs St Petersburg actives

$606 vs $336

Days on market

18 vs 57 typical

Where $606/sqft sits among the 400 St Petersburg actives

136
138
57
27 · this home
11
31
$134–271$271–408$408–545$545–682$682–818$818+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Historic Old Northeast

Map of 125 5TH AVENUE NE UNIT 210 inside its neighborhood boundary

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Historic Old Northeast — neighborhood snapshot

Population

6,785

Median age

52

Median income

$89,071

Median home value

$707,667

Avg household

2

Households w/ children

502

For the school run

Pinellas County School District

ElementaryNorth Shore Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

231 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $349,000 · 18 days on market since
1974Built · BAY VILLAS CONDO

Reality check

What actually sold near 125 5TH AVENUE NE UNIT 210

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

844 11TH AVENUE SSold · Apr ’26

$327,000

844 11TH AVENUE S

2 bd · 1 ba · 649 sqft · $504/sqft · 6 DOM

210 5TH AVENUE S UNIT 402Sold · Feb ’26

$299,000

210 5TH AVENUE S UNIT 402

1 bd · 1 ba · 660 sqft · $453/sqft · 54 DOM

210 5TH AVENUE S UNIT 203Sold · Oct ’25

$290,000

210 5TH AVENUE S UNIT 203

1 bd · 1 ba · 660 sqft · $439/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 125 5TH AVENUE NE UNIT 210 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 125 5TH AVENUE NE UNIT 210 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

125 5TH AVENUE NE UNIT 210 FAQs

What would the monthly payment be for 125 5TH AVENUE NE UNIT 210?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,268/mo — principal and interest, the actual property-tax bill, the $448/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 125 5TH AVENUE NE UNIT 210?+

The association fee works out to $448 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 125 5TH AVENUE NE UNIT 210?+

The most recent tax bill on record (2025) was $5,416. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 125 5TH AVENUE NE UNIT 210?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $349,000, this home is listed about 19% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.

Which schools are assigned to 125 5TH AVENUE NE UNIT 210?+

North Shore Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LUCAS GROUP REALTY INC · Karen Lucas. MLS #TB8531526.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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