400 64TH AVENUE UNIT 405, ST PETE BEACH, FL, 33706
Active6 days on marketListed Jul 27, 2026MLS #TB8531508
About this home
400 64TH AVENUE UNIT 405
Available Immediately! 1 year lease (shorter term and winter rental also available, TURNKEY/furnished and all utilities included - please inquire for full details, prices and terms). Welcome to your new Beach Lifestyle at Three Palms Point! You will not find a setting and value like this which allows for an effortless walk to the beach anytime your heart desires. Gated and safe. Private balcony and waterfront views, nothing like it on the beach at this price! A gorgeous, fully updated, spacious floor plan with modern finishes in bathrooms and kitchen, waterfront condominium in immaculate condition in the highly desirable Three Palms Pointe gated community, just two blocks from the stunning St Pete Beach. One Hundred percent turnkey, all you need are your clothes, food and beverages. Enjoy a winter beach paradise all year round here in St Pete Beach (Rated #1 Beach in the US!). Fishing off the dock or sipping your favorite beverages on your roomy balcony, it does not get any better than this. For yearly rental all utilities, cable and internet included except electric. Complimentary laundry and washer/dryer usage, free Cable TV, Free Internet, all grounds care, Management, Pest Control, Pool Maintenance, Recreational/game room/ weight room, Repairs, Security, Sewer, Taxes, Trash Collection, Water, and other amenities. For short term rentals, everything is included (all utilities and electricity included). Enjoy your morning coffee watching the sunrise as the dolphins play in front of your secluded balcony. Everything you could want including a fishing dock, waterside pool, recreation room, and gym...all updated. Centrally situated on St. Pete Beach which allows for easy access to greater St. Petersburg and all the wonderful and fun locations to visit and do business in. HOA requires $150 application fee and short informational meeting with two board reps. Background and credit check also required. First and last months rent and one month security deposit are required. Enjoy the best features on the best beach at very affordable rent! Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,365
Sqft
4.29 ac
Lot size
1974
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Pete Beach actives
$2 vs $509
Days on market
6 vs 85 typical
Where $2/sqft sits among the 179 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Pete Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
ST PETE BEACH 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
87 of 179
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 64TH AVENUE UNIT 405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$350,000
400 64TH AVENUE UNIT 905 · same community
2 bd · 2 ba · 1,365 sqft · $256/sqft · 136 DOM
Sold · Sep ’25$345,000
400 64TH AVENUE UNIT 1105 · same community
2 bd · 2 ba · 1,365 sqft · $253/sqft · 79 DOM
Sold · Oct ’25$346,500
420 64TH AVENUE UNIT 1005 · same community
2 bd · 2 ba · 1,365 sqft · $254/sqft · 195 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 64TH AVENUE UNIT 405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 64TH AVENUE UNIT 405 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
400 64TH AVENUE UNIT 405 FAQs
What would the monthly payment be for 400 64TH AVENUE UNIT 405?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 400 64TH AVENUE UNIT 405?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $2,990, this home is listed about 100% below the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 64TH AVENUE UNIT 405?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETE BEACH 33706 market on paper
$2,990 is 99% below the ST PETE BEACH 33706 median of $450,000, and at $2/sqft it sits under the St Pete Beach average of $589.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a St Pete Beach market that averages 85 — if it fits, move quickly.
04Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · John Suleiman. MLS #TB8531508.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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