420 64TH AVENUE UNIT 1103, ST PETE BEACH, FL, 33706
Active84 days on marketListed May 13, 2026MLS #TB8507124
About this home
420 64TH AVENUE UNIT 1103
Long-term (6-month+1-day) Lease Available NOW through to the end of December 2026 ONLY. Furnished turn-Key. Hurricane doors and windows to enjoy the view of its PANORAMIC island water views, plus NEW Hurricane Shutters on its large waterfront patio. Lots of Updates plus Free Internet, cable, clubhouse gym, a large Heated pool and Deck, a Card room, a Game room, a Workshop! Sit and Fish off the dock at Twilight or play the Shuttle board on the waterfront- imagine playing quietly as the moon rises over the water. Walk or sit on the grass behind the marina and watch boats or walk or bike to the sand or St Pete Beach City's historic Downtown areas on Corey Ave and Pass-A-Grille. Free City meter parking to Residents verified by Electric Bill and Lease, available here at Enjoy walking the sand on St Pete Beach from Upham Beach to Pass-A-Grille Beach, with outdoor dining, and a community walk. 71 blocks of sand to Pass-A-Grille Point and catch a St Pete beach Free beach ride /FREEBEE home! Stunning & anoramic Water Views from the living area and its 2 bedrooms with their updated bathrooms. Facing east over the islands and Intercoastal waterways. Look down directly down to the sea wall below, you often see a Manatee resting in this quiet corner. Enjoy fantastic Gulf breezes and Sunrises in the mornings, or sit out on the open patio and watch the moon rise over endless, sparkling Boca Ciega Bay and the boating on the intracoastal waterway. Electronic Shutters allow you to not worry about your patio furniture. A 24-hour Gated, classy community, 2 Bed 2-bath, split plan with almost 1400 sq ft presented furnished with mostly tiled and LVP, it comes Turn-key, ready for your clothes and toothbrush. 3 blocks easy walk to the beach or a minute drive to the beach. St Pete Beach City offers Freebee Beach rides. Surrounded by water, this Gated community and this unit faces East over the islands, looking down directly into the water, you may even see Manatees. 2 applications will be required. Call Agent to discuss Pre-showing. Time is ticking. Application/appointment 6-month+ a day or pay county bed tax. Call for a Chat today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,365
Sqft
4.28 ac
Lot size
1974
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Pete Beach actives
$2 vs $509
Days on market
84 vs 83 typical
Where $2/sqft sits among the 172 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Pete Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
ST PETE BEACH 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $543K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
82 of 172
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 420 64TH AVENUE UNIT 1103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$350,000
400 64TH AVENUE UNIT 905 · same community
2 bd · 2 ba · 1,365 sqft · $256/sqft · 136 DOM
Sold · Sep ’25$345,000
400 64TH AVENUE UNIT 1105 · same community
2 bd · 2 ba · 1,365 sqft · $253/sqft · 79 DOM
Sold · Oct ’25$346,500
420 64TH AVENUE UNIT 1005 · same community
2 bd · 2 ba · 1,365 sqft · $254/sqft · 195 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 420 64TH AVENUE UNIT 1103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 420 64TH AVENUE UNIT 1103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
420 64TH AVENUE UNIT 1103 FAQs
What would the monthly payment be for 420 64TH AVENUE UNIT 1103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 420 64TH AVENUE UNIT 1103?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $2,400, this home is listed about 100% below the St Pete Beach median of $625,000. The market section on this page shows how the area is trending.
Which schools are assigned to 420 64TH AVENUE UNIT 1103?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETE BEACH 33706 market on paper
$2,400 is 99% below the ST PETE BEACH 33706 median of $450,000, and at $2/sqft it sits under the St Pete Beach average of $585.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WALKER AND ASSOCIATES REALTY · Diana Sames. MLS #TB8507124.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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