644 3RD AVENUE S UNIT 403, ST PETERSBURG, FL, 33701
Active15 days on marketListed Jul 23, 2026MLS #TB8531364
About this home
644 3RD AVENUE S UNIT 403
Welcome to Domus Urbana, one of downtown St. Petersburg's most desirable boutique condominium communities. Built in 2023, this beautifully designed 2-bedroom, 2-bathroom residence offers 1,355 square feet of thoughtfully crafted living space, soaring ceilings, and an open-concept floor plan that feels bright, spacious, and inviting from the moment you step inside. At the heart of the home, the contemporary kitchen is designed for both everyday living and effortless entertaining. Featuring quartz countertops, premium Bosch stainless steel appliances, sleek cabinetry, and an oversized island overlooking the living and dining areas, the space flows seamlessly together to create a warm and welcoming atmosphere. Just off the living room, a private balcony offers the perfect spot to enjoy your morning coffee, unwind after a busy day, or take in the vibrant energy of downtown St. Petersburg. The thoughtfully designed split-bedroom layout provides comfort and privacy for both owners and guests. The spacious primary suite features a walk-in closet and a beautifully appointed en-suite bathroom, while the generous guest bedroom also enjoys access to its own full bathroom, making it ideal for visitors, a roommate, or a private home office. A dedicated laundry room with a Samsung washer and dryer, along with an oversized interior storage closet, offers the convenience and functionality rarely found in condominium living. Additional highlights include one secured, covered parking space equipped with an electric vehicle charger, secure building access, bike storage, and the added peace of mind of being located in Flood Zone X and non-evacuation zone—a valuable advantage for downtown living. Residents of Domus Urbana enjoy an impressive collection of amenities including a fitness center, resident clubhouse with a full kitchen, indoor and outdoor gathering spaces, dog run, and dog wash station, creating the perfect balance of convenience, community, and lifestyle. Location is everything, and this home places you in the center of it all. Just blocks from Central Avenue, you'll enjoy easy access to award-winning restaurants, breweries, coffee shops, boutiques, museums, art galleries, and vibrant nightlife. Spend weekends exploring the St. Pete Pier, cheering on the Rays at Tropicana Field, attending concerts at the Mahaffey Theater, catching a Rowdies match at Al Lang Stadium, or strolling along the waterfront parks that have made St. Petersburg one of Florida's most celebrated cities. Commuters and travelers will appreciate the quick access to I-275, putting Tampa International Airport and St. Pete-Clearwater International Airport within approximately 30 minutes. The area's award-winning Gulf beaches are also just a short drive away, making it easy to enjoy everything the Tampa Bay lifestyle has to offer. Whether you're looking for a full-time residence, a seasonal escape, or a lock-and-leave lifestyle close to the best dining, entertainment, and waterfront attractions in the city, this exceptional home offers the perfect combination of modern design, low-maintenance living, and an unbeatable downtown location.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,355
Sqft
0.46 ac
Lot size
1
Garage
2023
Year built
One
Levels
$406
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,513 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,513/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−49.3%
$/sqft vs St Petersburg actives
$406 vs $323
Days on market
15 vs 54 typical
Where $406/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $420K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
215 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 644 3RD AVENUE S UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$550,000
644 3RD AVENUE S UNIT 402 · same community
2 bd · 2 ba · 1,360 sqft · $404/sqft · 125 DOM
Sold · Mar ’26$675,000
644 3RD AVENUE S UNIT 305 · same community
3 bd · 3 ba · 1,650 sqft · $409/sqft · 146 DOM
Sold · Dec ’25$480,000
220 19TH AVENUE S
3 bd · 3 ba · 1,352 sqft · $355/sqft · 172 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 644 3RD AVENUE S UNIT 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 644 3RD AVENUE S UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
644 3RD AVENUE S UNIT 403 FAQs
What would the monthly payment be for 644 3RD AVENUE S UNIT 403?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,513/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 644 3RD AVENUE S UNIT 403?+
The most recent tax bill on record (2025) was $10,466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 644 3RD AVENUE S UNIT 403?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $550,000, this home is listed about 28% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 644 3RD AVENUE S UNIT 403?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Mia Shay Annibale. MLS #TB8531364.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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