4020 QUEEN STREET N, ST PETERSBURG, FL, 33714
Active117 days on marketListed Apr 20, 2026MLS #TB8499325
About this home
4020 QUEEN STREET N
Charming St. Pete Family Home that is move-in ready. Welcome to 4020 Queen St N, a lovingly maintained St. Petersburg home offering comfortable, turnkey living in a quiet neighborhood. Bright, open rooms, a modern kitchen, and flexible sleeping space make this an ideal primary residence for families, professionals, or anyone wanting an easy, low-maintenance lifestyle near the best of St. Pete. Enjoy morning coffee in a sunlit living area, host friends in the updated kitchen, and relax in a private yard that’s perfect for pets, gardening, or weekend barbecues and nighttime fires around the fire pit. Thoughtful updates throughout provide move-in convenience while leaving room to personalize. There is a large detached bonus room that is perfect for extra guests, quiet home office, or added outdoor entertainment space. Located just 4 miles from downtown St. Petersburg offering plenty of shopping, restaurants, live music, activities, St. Pete Pier and Vinoy Park and just 11 miles to gorgeous St. Pete beaches where you’ll encounter white powdery sand beaches, beach yoga or evening sunset drum circles. There is also a well for irrigation which will keep your landscaping lush but not increase your water bill. ROOF - 2019, HVAC - 2023. Bonus: currently operating successfully as a short-term rental, offering proven supplemental income or the option to convert to full-time rental when you travel — a flexible perk for owner-occupants. Ideal for buyers seeking a ready-to-enjoy primary home with great location and income potential. Contact us to schedule a showing and learn more about recent updates and neighborhood amenities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,219
Sqft
0.14 ac
Lot size
1958
Year built
One
Levels
$443
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,103 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,103/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30%
$/sqft vs St Petersburg actives
$443 vs $340
Days on market
117 vs 57 typical
Where $443/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33714 — neighborhood snapshot
Population
20,103
Median age
40.9
Median income
$47,221
Median home value
$177,500
Avg household
2.41
Households w/ children
1,835
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 240% above the ST PETERSBURG 33714 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4020 QUEEN STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$495,000
4130 QUEEN STREET N · same community
3 bd · 2 ba · 1,338 sqft · $370/sqft · 8 DOM
Sold · Sep ’25$326,400
4101 19TH STREET N · same community
2 bd · 1 ba · 1,009 sqft · $323/sqft · 12 DOM
Sold · Jan ’26$302,000
4328 QUEEN STREET N · same community
2 bd · 1 ba · 787 sqft · $384/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4020 QUEEN STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4020 QUEEN STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4020 QUEEN STREET N FAQs
What would the monthly payment be for 4020 QUEEN STREET N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,103/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4020 QUEEN STREET N?+
The most recent tax bill on record (2025) was $6,305. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $539,900, this home is listed about 25% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4020 QUEEN STREET N?+
Lealman Avenue Elementary School (elementary), Dixie M. Hollins High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$539,900 runs 240% above the ST PETERSBURG 33714 median.
02Time on market is leverage
117 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $549,000, now $539,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Linda Temples. MLS #TB8499325.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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