5412 PALI WAY, ST PETE BEACH, FL, 33706
Active3 days on marketListed Jul 22, 2026MLS #TB8531266
About this home
5412 PALI WAY
Prime waterfront lot in St Pete Beach. 142 feet of direct Waterfront with deep sailboat water. Discover an exceptional opportunity to acquire a waterfront lot in one of the most sought-after neighborhoods of Saint Pete Beach. This property offers the perfect canvas for your dream home, complete with ample space for your catamaran or other large vessels right at your doorstep. Have stunning views wherever you look. The property has been carefully remediated following Hurricane Helene and is being sold "as-is," allowing you to personalize your vision from the ground up. Nestled close to the world renowned St Pete Beach with its sugary white sand and just a short distance to Pinellas Bayway gives you easy access to I275. You'll enjoy vibrant local dining and shopping and a wealth of recreational activities. This unbeatable location not only offers a serene waterfront lifestyle but also the potential for significant investment growth. Don’t miss your chance to own a slice of paradise in Saint Pete Beach. Contact us today for more information or to schedule a viewing!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,224
Sqft
0.3 ac
Lot size
2
Garage
1956
Year built
One
Levels
$584
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,051 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,051/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.9%
$/sqft vs St Pete Beach actives
$584 vs $491
Days on market
3 vs 85 typical
Where $584/sqft sits among the 189 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brightwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Brightwater — neighborhood snapshot
Population
283
Median age
64
Median income
$124,083
Median home value
$1,041,300
Avg household
2
Households w/ children
7%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
95 of 189
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 189% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5412 PALI WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,200,000
5403 ALOHA DRIVE · same community
3 bd · 2.5 ba · 1,947 sqft · $616/sqft · 7 DOM
Sold · Jan ’26$900,000
5407 PALI WAY · same community
3 bd · 2.5 ba · 1,877 sqft · $479/sqft · 170 DOM
Sold · Mar ’26$1,100,000
3805 GULF BOULEVARD UNIT 401
3 bd · 3 ba · 2,224 sqft · $495/sqft · 233 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5412 PALI WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5412 PALI WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5412 PALI WAY FAQs
What would the monthly payment be for 5412 PALI WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,051/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5412 PALI WAY?+
The most recent tax bill on record (2025) was $4,736. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5412 PALI WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $1,299,000, this home is listed about 117% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5412 PALI WAY?+
Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,299,000 runs 189% above the ST PETE BEACH 33706 median — but at 2,224 sqft it's also nearly twice the size of the typical St Pete Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a St Pete Beach market that averages 85 — if it fits, move quickly.
04Strong assigned schools
Boca Ciega High School, Azalea Elementary School, Azalea Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Melinda Pletcher. MLS #TB8531266.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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