David Ramirez
$999,999$2,200,000$7,049 /mo all-in ↓

5411 PALI WAY, ST PETE BEACH, FL, 33706

Active660 days on marketListed Oct 3, 2024MLS #TB8309183

Reduced $1.2MWaterfrontBRIGHTWATER BEACH ESTATES

About this home

5411 PALI WAY

Great opportunity to build a brand new waterfront home (homes) in St Pete Beach! Oversized lot available in the higly desirable Brightwaters Beach Estates neighborhood. Close to the beach, restaurants, shopping and more! Current home is a tear down. Seller is negotiable!!

Facts & features

The home at a glance

0.32 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2023)$13,413/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,049 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,396
PMI (est., until 20% equity)$375
Property tax — 2023 actual bill$1,118
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $100,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $100,000
Interest rate6.00%
Loan term

Estimated payment

$7,049/mo

Principal & interest$5,396
PMI (est., until 20% equity)$375
Property taxes (actual bill)$1,118
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Brightwater

Map of 5411 PALI WAY inside its neighborhood boundary

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Brightwater — neighborhood snapshot

Population

283

Median age

64

Median income

$124,083

Median home value

$1,041,300

Avg household

2

Households w/ children

7%

For the school run

Pinellas County School District

HighBoca Ciega High School★★★★★
ElementaryAzalea Elementary School★★★★
MiddleAzalea Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 122% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $999,999 $1.2M
Oct 3, 2024Listed at $2,200,000 · 660 days on market since

Reality check

What actually sold near 5411 PALI WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5407 PALI WAYSold · Jan ’26

$900,000

5407 PALI WAY · same community

3 bd · 2.5 ba · 1,877 sqft · $479/sqft · 170 DOM

5403 ALOHA DRIVESold · Oct ’25

$1,200,000

5403 ALOHA DRIVE · same community

3 bd · 2.5 ba · 1,947 sqft · $616/sqft · 7 DOM

4000 GULF BOULEVARD UNIT 302Sold · Oct ’25

$890,000

4000 GULF BOULEVARD UNIT 302

2 bd · 2 ba · 727 sqft · $1,224/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5411 PALI WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5411 PALI WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5411 PALI WAY FAQs

What would the monthly payment be for 5411 PALI WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,049/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5411 PALI WAY?+

The most recent tax bill on record (2023) was $13,413. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Pete Beach?+

At $999,999, this home is listed about 67% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5411 PALI WAY?+

Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$999,999 runs 122% above the ST PETE BEACH 33706 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

660 days on market against a St Pete Beach median of 85 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Boca Ciega High School, Azalea Elementary School, Azalea Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,200,000, now $999,999 — a $1.2M cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Pete McGahan. MLS #TB8309183.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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