7276 ISLAMORADA CIRCLE, SEMINOLE, FL, 33777
Active3 days on marketListed Jul 21, 2026MLS #TB8531205
About this home
7276 ISLAMORADA CIRCLE
LUXURY WATERFRONT TOWNHOME IN RESORT STYLE, GATED COMMUNITY OF SEMINOLE ISLE – 3BR | 2.5BA | 2-CAR GARAGE. Experience maintenance-free Florida living in this beautifully appointed 3-bedroom, 2.5-bath townhome with an oversized 2-car garage, nestled within the highly desirable gated waterfront community of Seminole Isle. Offering an open, light-filled floor plan and picturesque water views, this exceptional residence is designed for both comfortable everyday living and effortless entertaining. The main level features a spacious great room that flows seamlessly into a beautifully appointed kitchen complete with granite countertops, stainless steel appliances, abundant cabinetry, a center island with breakfast bar, and generous pantry space. Step outside to the screened waterfront balcony, the perfect place to enjoy your morning coffee or unwind while taking in the peaceful nature views. A convenient half bath completes the first floor. Upstairs, a versatile loft provides the ideal space for a home office, reading nook, or media area. The spacious primary suite offers tranquil water views, a large walk-in closet, and a luxurious ensuite bath featuring dual vanities, a soaking tub, separate walk-in shower, and private water closet. Two additional bedrooms and a full bath provide ample space for family and visitors. On the ground level, enjoy an additional covered lanai overlooking the water, offering even more outdoor living space to relax and enjoy Florida's year-round sunshine. Seminole Isle offers an unmatched resort-style lifestyle with a heated pool, waterfront clubhouse, fitness center, tennis courts, kayak launch and storage, fishing pier, scenic walking trails, picnic areas, and direct access to Long Bayou. Just across the street, Lake Seminole Park provides miles of walking and biking trails, boating, playgrounds, and abundant wildlife. Ideally located just minutes from the Gulf of Mexico's award-winning beaches, Seminole City Center, fine dining, shopping, medical facilities, and only a short drive to vibrant downtown St. Petersburg and Tampa International Airport, this exceptional townhome combines luxury, convenience, and an unbeatable waterfront lifestyle in one of Pinellas County's most sought-after communities.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,088
Sqft
0.04 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,953 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,953/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.8%
$/sqft vs Seminole actives
$230 vs $253
Days on market
3 vs 44 typical
Where $230/sqft sits among the 301 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Seminole Isle — neighborhood snapshot
Population
429
Median age
53
Median income
$75,417
Median home value
$470,500
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
167 of 301
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 7276 ISLAMORADA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$472,500
7169 CONCH BOULEVARD · same community
3 bd · 3 ba · 2,088 sqft · $226/sqft · 79 DOM
Sold · Jun ’26$520,000
7084 CONCH BOULEVARD · same community
3 bd · 2.5 ba · 2,089 sqft · $249/sqft · 96 DOM
Sold · Mar ’26$525,000
7139 ISLAMORADA CIRCLE · same community
3 bd · 2.5 ba · 2,090 sqft · $251/sqft · 209 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7276 ISLAMORADA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7276 ISLAMORADA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7276 ISLAMORADA CIRCLE FAQs
What would the monthly payment be for 7276 ISLAMORADA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,953/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7276 ISLAMORADA CIRCLE?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7276 ISLAMORADA CIRCLE?+
The most recent tax bill on record (2025) was $7,390. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7276 ISLAMORADA CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $479,900, this home is listed about 17% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 7276 ISLAMORADA CIRCLE?+
Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$479,900 runs 69% above the SEMINOLE 33777 median — but at 2,088 sqft it's also 37% larger than the typical Seminole listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Seminole market that averages 44 — if it fits, move quickly.
04Strong assigned schools
Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Don Charron. MLS #TB8531205.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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