7172 ISLAMORADA CIRCLE, SEMINOLE, FL, 33777
Active35 days on marketListed Jun 19, 2026MLS #TB8520971
About this home
7172 ISLAMORADA CIRCLE
Experience the perfect blend of comfort, convenience, and the Florida lifestyle in this beautifully maintained end-unit townhome located within the highly sought-after gated community of Seminole Isle. Perfectly positioned across the street from the natural beauty of Lake Seminole Park and just minutes from the Gulf beaches, Seminole City Center, top-rated Seminole schools, and everyday conveniences, this exceptional location offers the best of coastal living with unmatched accessibility. Nestled within one of Seminole's most meticulously maintained communities, residents enjoy a true resort-style lifestyle surrounded by lush landscaping, tranquil water views, and outstanding amenities. Whether you're launching a kayak from the community launch, storing your gear onsite for your next adventure, enjoying a match on the tennis courts, socializing at the clubhouse, or taking advantage of the scenic walking paths and fitness amenities, Seminole Isle offers a lifestyle that feels like a year-round vacation. Overlooking a peaceful pond with sparkling fountain views, this spacious 3-bedroom, 2.5-bath residence offers 2,090 heated square feet designed for both effortless entertaining and comfortable everyday living. Natural light fills the open-concept main living areas, creating a warm and inviting atmosphere throughout. The spacious kitchen serves as the heart of the home, featuring abundant cabinetry, a pantry, breakfast bar for casual seating, dedicated office nook, and an adjoining dining area ideal for gathering with family and friends. A versatile flex space on the main level provides the perfect setting for a home office, formal dining room, or additional sitting area to suit your lifestyle. The screened upper lanai offers a serene retreat to enjoy morning coffee or unwind at sunset while taking in the calming water views. Upstairs, a generous loft provides additional living space ideal for a media room, reading area, or workspace. The oversized primary suite is a true sanctuary, boasting a spacious 14' x 18' bedroom, walk-in closet, and private ensuite bath. Two additional bedrooms provide comfortable accommodations for family and guests, while the conveniently located indoor laundry room is thoughtfully situated adjacent to the primary suite. Additional highlights include a first-floor patio overlooking the pond, an oversized two-car garage with abundant storage, and electric hurricane shutters for added convenience and peace of mind. Seminole Isle offers gated security and low-maintenance living with lawn care included, allowing you more time to enjoy everything this remarkable community has to offer. From the miles of trails and wildlife viewing opportunities at Lake Seminole Park to afternoons spent at nearby Gulf beaches and evenings exploring the shopping, dining, and entertainment of Seminole City Center, this location truly places the best of Florida right at your doorstep. Rarely does an opportunity arise to own an end-unit townhome that combines spacious living, exceptional amenities, tranquil water views, and one of Seminole's most desirable locations. Welcome home to Seminole Isle.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,090
Sqft
0.05 ac
Lot size
2
Garage
2006
Year built
Three Or More
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,359 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,359/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
Days on market
35 vs 44 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Seminole Isle — neighborhood snapshot
Population
429
Median age
53
Median income
$75,417
Median home value
$470,500
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7172 ISLAMORADA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7172 ISLAMORADA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7172 ISLAMORADA CIRCLE FAQs
What would the monthly payment be for 7172 ISLAMORADA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,359/mo — principal and interest, the actual property-tax bill, the $523/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7172 ISLAMORADA CIRCLE?+
The association fee works out to $523 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7172 ISLAMORADA CIRCLE?+
The most recent tax bill on record (2025) was $4,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7172 ISLAMORADA CIRCLE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $520,000, this home is listed about 27% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 7172 ISLAMORADA CIRCLE?+
Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$520,000 runs 79% above the SEMINOLE 33777 median — but at 2,090 sqft it's also 37% larger than the typical Seminole listing.
02Know the monthly fee
The association fee is $523/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Becky McConnell. MLS #TB8520971.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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