1002 EL RANCHO DRIVE, SUN CITY CENTER, FL, 33573
Pending17 days on marketListed Jul 21, 2026MLS #TB8531194
About this home
1002 EL RANCHO DRIVE
TURNKEY-- POND VIEW - Discover the perfect blend of comfort and peace at 1002 El Rancho Drive, where this beautifully maintained home offers an inviting retreat with serene pond views. Priced at $325,000, this TURNKEY residence spans 1,836 square feet with two MASTER bedrooms and two bathrooms, creating an ideal setting for relaxed living without the constraints of an HOA. Fencing is welcome here for owners with pets. Step inside to find a fully furnished, updated interior that feels both spacious and welcoming. Luxury vinyl plank flooring flows throughout, complemented by abundant natural light from double-pane windows. The home boasts over $100,000 in quality upgrades and improvements, including a new roof installed in 2014, a reliable HVAC system from 2011, a whole-house Generac generator powered by propane for uninterrupted comfort, and advanced features such as a water softener, reverse osmosis system, Nano UV light for the air conditioning, and A/C Micropure filtration. Hurricane shutters provide added peace of mind during stormy seasons. The heart of daily life centers around the covered, screened patio, where gentle breezes and ceiling fans create a tranquil outdoor space overlooking the peaceful pond. Whether enjoying morning coffee or unwinding in the evening, this view brings a sense of calm that enhances every day. Practical elegance defines the details, from the paver driveway and entry to the thoughtfully maintained systems that ensure effortless living from the moment you arrive. This is more than a house. It is a place where comfort, reliability, and natural beauty come together to create a true sense of home. Schedule a private showing today to experience the warmth and quality of this exceptional property firsthand. Contact us to arrange your visit and take the first step toward making 1002 El Rancho Drive yours.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,836
Sqft
0.21 ac
Lot size
2
Garage
1984
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,290 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,290/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.9%
$/sqft vs Sun City Center actives
$177 vs $163
Days on market
17 vs 55 typical
Where $177/sqft sits among the 315 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
The numbers that matter
The Sun City Center market
$255K → $232K
Sun City Center median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
195 of 315
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the Sun City Center median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 1002 EL RANCHO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$210,000
914 EL RANCHO DRIVE · same community
2 bd · 2 ba · 1,742 sqft · $121/sqft · 12 DOM
Sold · Feb ’26$322,000
916 EL RANCHO DRIVE · same community
2 bd · 2 ba · 1,667 sqft · $193/sqft · 0 DOM
Sold · Jun ’26$420,000
1032 REGAL MANOR WAY
3 bd · 2 ba · 1,819 sqft · $231/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1002 EL RANCHO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1002 EL RANCHO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1002 EL RANCHO DRIVE FAQs
What would the monthly payment be for 1002 EL RANCHO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,290/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1002 EL RANCHO DRIVE?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1002 EL RANCHO DRIVE?+
The most recent tax bill on record (2025) was $528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1002 EL RANCHO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $325,000, this home is listed about 23% above the Sun City Center median of $265,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Dick Wilson. MLS #TB8531194.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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