281 CARYOTA COURT, NEW SMYRNA BEACH, FL, 32168
Active24 days on marketListed Jul 21, 2026MLS #TB8530772
About this home
281 CARYOTA COURT
Motivated Sellers! Move-in ready 3 bedroom, 2 bath home with pond views in Venetian Bay, New Smyrna Beach. Crisp and clean with new interior paint, new carpet, and new appliances throughout. Ceiling fans in every room, smart home ready, and built-in garage shelving. A screened back patio is approved and paid for — awaiting permit for installation. Venetian Bay has over 20 miles of paved, tree-lined paths excellent for evening strolls, bike rides, or jogging. Enjoy shops and restaurants at the Town Center, days at the Beach and Swim Club, or a round of golf on the championship course. The location delivers: I-95 in 8 minutes, I-4 in 15, the beach in 20, and Daytona International Speedway in 22. Walmart is 7 minutes away, AdventHealth 13, and Daytona State College and Embry-Riddle 25. Orlando attractions — Disney, Universal, SeaWorld — are about 1 hour 20 minutes, with Orlando International Airport just over an hour. Elementary, middle, and high schools are all within 15 minutes. New paint, new carpet, new appliances, pond view lot in one of New Smyrna Beach's most sought-after communities. Did not flood during any of the hurricanes in Florida.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,520
Sqft
0.11 ac
Lot size
2
Garage
2021
Year built
One
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,901 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,901/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.9%
$/sqft vs New Smyrna Beach actives
$230 vs $373
Days on market
24 vs 70 typical
Where $230/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Village — neighborhood snapshot
Population
4,380
Median age
57
Median income
$97,768
Median home value
$445,000
Avg household
2
Households w/ children
314
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
212 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 281 CARYOTA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$355,000
3124 ARECA AVENUE
3 bd · 2 ba · 1,515 sqft · $234/sqft · 26 DOM
Sold · Jul ’26$365,000
206 CARYOTA COURT
3 bd · 2 ba · 1,467 sqft · $249/sqft · 3 DOM
Sold · Jun ’26$405,000
3108 KING PALM DRIVE
3 bd · 2 ba · 1,580 sqft · $256/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 281 CARYOTA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 281 CARYOTA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
281 CARYOTA COURT FAQs
What would the monthly payment be for 281 CARYOTA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,901/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 281 CARYOTA COURT?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 281 CARYOTA COURT?+
The most recent tax bill on record (2025) was $5,488. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 281 CARYOTA COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $349,000, this home is listed about 33% below the New Smyrna Beach median of $519,000. The market section on this page shows how the area is trending.
Which schools are assigned to 281 CARYOTA COURT?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW SMYRNA BEACH 32168 market on paper
$349,000 is 7% below the NEW SMYRNA BEACH 32168 median of $374,999, and at $230/sqft it sits under the New Smyrna Beach average of $422.
02Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $359,000, now $349,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMECOIN.COM · Jonathan Minerick. MLS #TB8530772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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