5101 DOVER STREET NE, ST PETERSBURG, FL, 33703
Active24 days on marketListed Jul 19, 2026MLS #TB8530762
About this home
5101 DOVER STREET NE
Welcome to 5101 Dover St NE, a masterfully updated waterfront retreat where luxury design meets effortless Florida living. This 5-bedroom, 3.5-bath residence has been reimagined with high-end finishes and modern conveniences throughout, offering an elevated lifestyle in one of St. Pete’s most desirable coastal communities. Step inside to a bright, open layout anchored by a chef’s kitchen featuring quartz countertops, custom cabinetry, and premium appliances — including a built-in oven with integrated air fryer. Every detail has been thoughtfully curated to blend sophistication with everyday functionality. The spacious primary suite provides a serene escape, while additional bedrooms offer flexibility for guests, family, or a dedicated home office. With 3.5 beautifully updated bathrooms, comfort and style are felt in every corner. Outdoors, this home truly shines. Enjoy resort-style living with a large pool, hot tub, and a rare outdoor sauna — perfect for unwinding or entertaining. Boaters will appreciate the private boat lift, offering quick access to Tampa Bay’s open waters. A two-car garage and generous storage complete this exceptional property. This is more than a home — it’s a lifestyle. Modern luxury, waterfront tranquility, and high-end upgrades come together to create a one-of-a-kind St. Pete sanctuary.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,888
Sqft
0.29 ac
Lot size
2
Garage
1965
Year built
Two
Levels
$528
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,859 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,859/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs St Petersburg actives
$528 vs $336
Days on market
24 vs 58 typical
Where $528/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shore Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Shore Acres — neighborhood snapshot
Population
5,665
Median age
43
Median income
$152,582
Median home value
$595,023
Avg household
3
Households w/ children
736
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 253% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5101 DOVER STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$660,000
5101 DOVER STREET NE · same community
5 bd · 3.5 ba · 2,888 sqft · $229/sqft · 9 DOM
Sold · Jun ’26$552,500
5285 DOVER STREET NE · same community
3 bd · 2 ba · 1,620 sqft · $341/sqft · 75 DOM
Sold · Jun ’26$1,135,000
4019 HARRISBURG STREET NE
5 bd · 3.5 ba · 2,869 sqft · $396/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5101 DOVER STREET NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5101 DOVER STREET NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5101 DOVER STREET NE FAQs
What would the monthly payment be for 5101 DOVER STREET NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,859/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5101 DOVER STREET NE?+
The most recent tax bill on record (2025) was $10,775. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $1,525,000, this home is listed about 251% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5101 DOVER STREET NE?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,525,000 runs 253% above the ST PETERSBURG 33703 median — but at 2,888 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Victor Maspero. MLS #TB8530762.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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