1985 CAROLINA AVENUE NE, ST PETERSBURG, FL, 33703
Active43 days on marketListed Jul 6, 2026MLS #TB8524994
About this home
1985 CAROLINA AVENUE NE
Situated on an open-water canal with unobstructed access to Tampa Bay, this exceptional property offers the ultimate Florida boating lifestyle. What truly sets this home apart is its proven resilience and premier location. Positioned on one of the highest and most desirable streets in Venetian Isles, the property did not experience flooding during recent hurricanes and has never experienced flood loss. offering a very livable blank canvas for a Buyer to make this one their own. A newer elevated seawall, and ample space for a large vessel or customize the space for your own boat lift. The backyard is a private waterfront retreat featuring a newer custom Sekas pool with a heated spa, expansive entertaining areas, lush landscaping, a turfed yard, and direct access to some of the best boating, fishing, kayaking, and paddleboarding in St. Petersburg. Inside, the home offers 3 bedrooms, 2 full bathrooms, and a convenient guest powder room. The spacious primary suite showcases beautiful water views and includes an en-suite bathroom and a walk-in closet. The kitchen, living room, and family room flow seamlessly to the backyard, creating the perfect indoor-outdoor living experience while maximizing the stunning waterfront views. A large laundry room, located just off the two-car garage, provides additional storage and serves as an ideal mudroom. Venetian Isles is an established deed-restricted community with buried utilities, natural gas, and an optional HOA. Cruise from your private dock, hop on your golf cart to explore vibrant downtown St. Petersburg, or enjoy easy access to Tampa International Airport and St. Pete Beach. Walk to the neighborhood Islander Market or spend your weekends paddleboarding to nearby Weedon Island Preserve. Combining exceptional waterfront amenities, outstanding storm resilience, and a prestigious Carolina Avenue address, this is a rare opportunity to own a move-in-ready home in one of St. Petersburg's most desirable neighborhoods. Come experience why so many are proud to call Venetian Isles home. Interior walls are not load-bearing seller has a few architectural plans drawn up showcasing the potential of this property available upon request.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,126
Sqft
0.25 ac
Lot size
2
Garage
1974
Year built
One
Levels
$658
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,918 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,918/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.3%
$/sqft vs VENETIAN ISLES
$658 vs $623
Days on market
43 vs 58 typical
Where $658/sqft sits among the 18 homes for sale in VENETIAN ISLES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Venetian Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Venetian Isles — neighborhood snapshot
Population
1,052
Median age
52
Median income
$237,622
Median home value
$912,841
Avg household
2
Households w/ children
103
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
11 of 18
VENETIAN ISLES have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 233% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1985 CAROLINA AVENUE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$725,000
2044 MONTANA AVENUE NE · same community
4 bd · 2 ba · 2,174 sqft · $333/sqft · 502 DOM
Sold · Mar ’26$1,100,000
1960 MONTANA AVENUE NE · same community
4 bd · 3 ba · 2,216 sqft · $496/sqft · 278 DOM
Sold · Sep ’25$800,000
2015 HAWAII AVENUE NE · same community
3 bd · 2 ba · 2,222 sqft · $360/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1985 CAROLINA AVENUE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1985 CAROLINA AVENUE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1985 CAROLINA AVENUE NE FAQs
What would the monthly payment be for 1985 CAROLINA AVENUE NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,918/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1985 CAROLINA AVENUE NE?+
The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1985 CAROLINA AVENUE NE?+
The most recent tax bill on record (2025) was $19,969. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1985 CAROLINA AVENUE NE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,399,000, this home is listed about 222% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1985 CAROLINA AVENUE NE?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,399,000 runs 233% above the ST PETERSBURG 33703 median — but at 2,126 sqft it's also 59% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,425,000, now $1,399,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NORTHSTAR REALTY · Kirby Bryan. MLS #TB8524994.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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