1985 MICHIGAN AVENUE NE, ST PETERSBURG, FL, 33703
Active174 days on marketListed Feb 24, 2026MLS #TB8480157
About this home
1985 MICHIGAN AVENUE NE
**SELLER will pay concessions or rate buy down!! Come and see this AMAZING Venetian Isles BEAUTY – Premier Waterfront Living in Northeast St. Petersburg. Located in the highly desirable, deed-restricted waterfront community of Venetian Isles, this beautifully remodeled four-bedroom, two-bath canal-front home offers the perfect blend of modern luxury and Florida coastal lifestyle. Completely renovated from top to bottom, this residence showcases quality craftsmanship, thoughtful design, and breathtaking water views. The home features a light-filled, open-concept floor plan with natural tones and expansive windows that flood the space with sunlight. Enjoy stunning canal views from the kitchen, dining room, lanai, and primary suite, creating a seamless indoor-outdoor connection. The spacious chef’s kitchen is a true showpiece, appointed with quartz countertops, brand-new cabinetry, designer lighting, and updated fixtures, all thoughtfully designed for entertaining and everyday living. The desirable split-bedroom floor plan provides privacy and flexibility. The expansive primary suite features a large walk-in closet and a beautifully redesigned spa-like bathroom with contemporary finishes. Both bathrooms have been completely updated with elegant tilework, new vanities, and modern fixtures. Major system upgrades include new plumbing, new electrical, a new air conditioning system, new hurricane-impact windows, new flooring throughout, and all-new lighting fixtures, providing peace of mind and move-in-ready convenience. Step outside to your private waterfront oasis featuring a screened-in pool and lanai, a paver patio, and tranquil canal views where manatees frequently visit right in your backyard. The home offers direct water access to Tampa Bay, ideal for boating enthusiasts. The seller has applied for a permit and is in the process of installing a new dock, adding even more value and enhancing the waterfront lifestyle opportunity. Additional highlights include an epoxy-coated garage floor, dedicated laundry closet, spacious pool area, and lush waterfront setting perfect for relaxing or entertaining. Conveniently located just 10 minutes from vibrant Downtown St. Petersburg and approximately 20 minutes to the Gulf beaches, this exceptional property offers easy access to premier dining, shopping, parks, and major roadways. This fully remodeled waterfront gem in Venetian Isles truly has it all—luxury upgrades, spectacular water views, future dock access, and an unbeatable Northeast St. Pete location. Schedule your private showing today and experience elevated coastal living at its finest.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,048
Sqft
0.19 ac
Lot size
2
Garage
1971
Year built
One
Levels
$623
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,900 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,900/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.3%
$/sqft vs VENETIAN ISLES
$623 vs $647
Days on market
174 vs 57 typical
Where $623/sqft sits among the 18 homes for sale in VENETIAN ISLES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Venetian Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Venetian Isles — neighborhood snapshot
Population
1,052
Median age
52
Median income
$237,622
Median home value
$912,841
Avg household
2
Households w/ children
103
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
11 of 18
VENETIAN ISLES have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 204% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1985 MICHIGAN AVENUE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$400,000
8384 Siciliano Street, Boynton Beach FL 33437 · same community
3 bd · 2 ba · 1,981 sqft · $202/sqft · 4 DOM
Sold · Apr ’26$725,000
2044 MONTANA AVENUE NE · same community
4 bd · 2 ba · 2,174 sqft · $333/sqft · 502 DOM
Sold · Mar ’26$825,000
2075 KANSAS AVENUE NE · same community
3 bd · 2 ba · 1,896 sqft · $435/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1985 MICHIGAN AVENUE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1985 MICHIGAN AVENUE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1985 MICHIGAN AVENUE NE FAQs
What would the monthly payment be for 1985 MICHIGAN AVENUE NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,900/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1985 MICHIGAN AVENUE NE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1985 MICHIGAN AVENUE NE?+
The most recent tax bill on record (2025) was $4,385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1985 MICHIGAN AVENUE NE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,274,900, this home is listed about 192% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1985 MICHIGAN AVENUE NE?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,274,900 runs 204% above the ST PETERSBURG 33703 median — but at 2,048 sqft it's also 53% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
174 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,399,900, now $1,274,900 — a $125K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BROPHY REAL ESTATE · Tammy Brophy Wenzel. MLS #TB8480157.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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