7851 40 AVE N, ST PETERSBURG, FL, 33709
Active16 days on marketListed Jul 20, 2026MLS #TB8530692
About this home
7851 40 AVE N
**Better than new!** Completely rebuilt from the studs up, this exceptional St. Petersburg home offers the quality and peace of mind of new construction while retaining the charm of an established neighborhood. **Located in Flood Zone X, no flood insurance is required.** Every aspect of this home has been meticulously renovated with exceptional attention to detail. **Professionally renovated with permits**, virtually every major component has been replaced, allowing you to enjoy the confidence of a truly turnkey home. **Virtually every major component is brand new, including the roof, hurricane rated impact windows, plumbing, electrical, ductwork, HVAC system, water heaters, insulation, drywall, texture, paint, and premium finishes throughout.** The heart of the home is the **designer inspired gourmet kitchen** boasting custom high end wood cabinetry, quartz countertops, full height quartz backsplash, pot filler, recessed LED lighting, and premium finishes throughout. Luxury Vinyl Plank flooring flows seamlessly throughout the home, creating a modern feel. Every finish was thoughtfully selected to create a home that is both timeless and functional for modern living. The **spa like primary suite** offers a double sink furniture style vanity and an oversized walk in shower with upscale finishes. The guest bathroom is equally impressive, featuring a large soaking tub with a quartz bench and designer fixtures. Step outside to enjoy the extensive exterior improvements including a new driveway, expansive paver patio, fresh landscaping, new vinyl siding, and a fully fenced backyard with a new vinyl privacy fence. The **large backyard offers plenty of room for entertaining, pets, recreation, or even a future pool.** This is a rare opportunity to own a truly turnkey home where every major component has been replaced and upgraded. Enjoy all the benefits of new construction with the charm of an established St. Petersburg neighborhood. **Move in ready.** A home renovated to this level is rarely available. Simply move in and enjoy years of worry free homeownership. Schedule your private showing today before this one is gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,200
Sqft
0.18 ac
Lot size
1955
Year built
One
Levels
$408
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,609 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,609/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.6%
$/sqft vs St Petersburg actives
$408 vs $323
Days on market
16 vs 54 typical
Where $408/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $420K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
215 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 210% above the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7851 40 AVE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$210,000
2444 PARK STREET N
3 bd · 1 ba · 1,216 sqft · $173/sqft · 0 DOM
Sold · Jan ’26$374,900
2444 PARK STREET N
3 bd · 1 ba · 1,216 sqft · $308/sqft · 2 DOM
Sold · Oct ’25$355,000
8108 26TH AVENUE N
3 bd · 2 ba · 1,184 sqft · $300/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7851 40 AVE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7851 40 AVE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7851 40 AVE N FAQs
What would the monthly payment be for 7851 40 AVE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,609/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7851 40 AVE N?+
The most recent tax bill on record (2025) was $4,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $489,000, this home is listed about 11% above the St Petersburg median of $439,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7851 40 AVE N?+
Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DONNA P SEARCY · Donna Searcy. MLS #TB8530692.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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