1564 SANTA MONICA DRIVE, DUNEDIN, FL, 34698
Active14 days on marketListed Jul 19, 2026MLS #TB8530650
About this home
1564 SANTA MONICA DRIVE
Welcome to the heart of charming Dunedin, where comfort, character, and the ultimate Florida lifestyle come together! Perfectly situated on a spacious corner lot, this beautifully maintained 3 bedroom, 2 bath home is just a golf cart ride to vibrant Downtown Dunedin, offering the perfect blend of privacy, convenience, and timeless appeal. Inside, you’ll find a desirable split bedroom floor plan designed for both comfort and functionality, along with a versatile office/bonus room that’s ideal for working from home, a playroom, fitness space, or guest retreat\. The updated kitchen serves as the heart of the home, while stunning exposed brick wall accents throughout add warmth, character, and a unique touch that sets this home apart. Step outside and discover your own private oasis\. The expansive, fully fenced backyard provides plenty of room for pets, play, gardening, or even a future pool. The show stopping outdoor fireplace creates the perfect gathering space for entertaining family and friends or simply relaxing under the stars on cool Florida evenings\. Located just minutes from Downtown Dunedin’s award winning restaurants, breweries, boutique shopping, waterfront parks, marinas, festivals, the Pinellas Trail, and world famous Gulf beaches, this home offers an unmatched lifestyle in one of Tampa Bay’s most sought after communities. Whether you’re searching for your forever home, a seasonal retreat, or simply a place to enjoy everything Dunedin has to offer, this exceptional property combines charm, modern updates, generous outdoor living, and an unbeatable location. Don’t miss this rare opportunity to make it yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,711
Sqft
0.21 ac
Lot size
2
Garage
1967
Year built
One
Levels
$307
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,655 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,655/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.8%
$/sqft vs Dunedin actives
$307 vs $298
Days on market
14 vs 51 typical
Where $307/sqft sits among the 262 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
156 of 262
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1564 SANTA MONICA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$475,000
1510 SAN DIEGO DRIVE · same community
2 bd · 2 ba · 1,397 sqft · $340/sqft · 44 DOM
Sold · Jun ’26$745,000
641 WILKIE STREET
4 bd · 2 ba · 1,688 sqft · $441/sqft · 49 DOM
Sold · Oct ’25$635,000
601 PATRICIA AVENUE
3 bd · 2 ba · 1,744 sqft · $364/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1564 SANTA MONICA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1564 SANTA MONICA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1564 SANTA MONICA DRIVE FAQs
What would the monthly payment be for 1564 SANTA MONICA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,655/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1564 SANTA MONICA DRIVE?+
The most recent tax bill on record (2026) was $2,070. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1564 SANTA MONICA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $525,000, this home is listed about 32% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1564 SANTA MONICA DRIVE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KATIE DUCHARME REALTY, LLC · Katie Ducharme Procissi. MLS #TB8530650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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