1558 COTTONWOOD TERRACE, DUNEDIN, FL, 34698
Active428 days on marketListed Jun 4, 2025MLS #TB8393587
About this home
1558 COTTONWOOD TERRACE
Stunning Renovated Dunedin Gem - Where Charm Meets Luxury. Nestled in the heart of the picturesque town of Dunedin, this exquisitely renovated 3 bed, 2 bath home seamlessly blends timeless elegance with contemporary lifestyle. Step into a DESIGNER KITCHEN that's truly the heart of the home - featuring soft sage cabinetry, gleaming QUARTZ COUNTERTOPS, a spacious DOUBLE-SIDED PANTRY with room for a coffee or wine bar, a showstopping COOKING ISLANDcomplete with a gourmet POT FILLER. Brand-new STAINLESS STEEL APPLIANCES and statement lighting elevate this culinary space to new heights! The home's bathrooms exude a modern-vintage glamour, adorned w stunning antiques brass fixtures and luxury finishes that evoke a sense of indulgent serenity. FRENCH DOORS open into the 3rd bedroom, perfect as a home office or guest suite. Don't miss the vintage inspired glass knobs! Freshly painted inside and out, and boasting a BRAND NEW 3 TAB ARCHITECTURAL ROOF!, & NEW HURRICANE RATED WINDOWS & SLIDING DOORS!, this offers peace of mind along with polished elegance. Enjoy total privacy with no rear neighbors! Located just moments from Dunedin's vibrant downtown, award-winning beaches, local eateries, shops and places of worship - this home offers the perfect balance of seclusion and connection! THIS HOME HAS NEVER FLOODED!!! Room sizes are approximate & should be verified by buyer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,516
Sqft
0.2 ac
Lot size
2
Garage
1977
Year built
One
Levels
$350
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,995 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,995/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs Dunedin actives
$350 vs $300
Days on market
428 vs 46 typical
Where $350/sqft sits among the 254 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ravenwood Manor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
Ravenwood Manor — neighborhood snapshot
Population
694
Median age
62
Median income
$51,400
Median home value
$227,663
Avg household
2
Households w/ children
34%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $463K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
152 of 254
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1558 COTTONWOOD TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$604,000
1575 SANDALWOOD DRIVE · same community
3 bd · 2 ba · 1,495 sqft · $404/sqft · 36 DOM
Sold · Jul ’26$598,000
1591 COTTONWOOD TERRACE · same community
3 bd · 2 ba · 1,488 sqft · $402/sqft · 29 DOM
Sold · Mar ’26$405,000
1844 TEAKWOOD LANE · same community
4 bd · 2 ba · 1,477 sqft · $274/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1558 COTTONWOOD TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1558 COTTONWOOD TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1558 COTTONWOOD TERRACE FAQs
What would the monthly payment be for 1558 COTTONWOOD TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,995/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1558 COTTONWOOD TERRACE?+
The most recent tax bill on record (2024) was $5,776. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1558 COTTONWOOD TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $529,900, this home is listed about 33% above the Dunedin median of $398,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1558 COTTONWOOD TERRACE?+
Garrison-Jones Elementary School (elementary), Dunedin High School (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$529,900 runs 77% above the DUNEDIN 34698 median — but at 1,516 sqft it's also 28% larger than the typical Dunedin listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
428 days on market against a Dunedin median of 46 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Garrison-Jones Elementary School, Dunedin High School, Palm Harbor Middle School — Garrison-Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $599,000, now $529,900 — a $69K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jennifer Vazquez. MLS #TB8393587.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunedin homes, in your inbox
Like 1558 COTTONWOOD TERRACE but not quite? A daily digest of every new listing in Dunedin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →