4409 W PEARL AVENUE, TAMPA, FL, 33611
Active21 days on marketListed Jul 19, 2026MLS #TB8530574
About this home
4409 W PEARL AVENUE
Welcome to 4409 W Pearl Ave, a beautifully maintained 3-bedroom, 2-bath pool home in the heart of South Tampa, where comfort, space, and an unbeatable location come together. From the moment you arrive, you'll appreciate the pride of ownership and functional layout designed for both everyday living and entertaining. Inside, you're welcomed by a charming formal living room that flows effortlessly into a spacious family room adjacent to the formal dining area, creating multiple gathering spaces for family and guests. The home offers an abundance of closet space throughout, providing exceptional storage that's rarely found in homes of this size. Step outside to your own private Florida retreat featuring a screened lanai overlooking a screen-enclosed swimming pool, perfect for year-round enjoyment. The generously sized backyard offers plenty of room for pets, play, gardening, or simply relaxing in your own outdoor oasis. A separate workshop/storage room provides the perfect space for woodworking, hobbies, a home gym, or additional storage. Location is everything, and this home delivers. Situated in one of South Tampa's most desirable neighborhoods, you're just minutes from MacDill Air Force Base, Downtown Tampa, Bayshore Boulevard, Hyde Park, Midtown Tampa, Tampa International Airport, shopping, dining, parks, and entertainment, making commuting and enjoying everything Tampa has to offer incredibly convenient. Whether you're searching for a South Tampa pool home, a property with multiple living spaces, or a home that combines location, functionality, and outdoor living, 4409 W Pearl Ave checks all the boxes. Don't miss this opportunity to own a move-in-ready home with a private pool, spacious backyard, and one of the best locations in Tampa.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,387
Sqft
0.17 ac
Lot size
1969
Year built
One
Levels
$342
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,568 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,568/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs Tampa actives
$342 vs $301
Days on market
21 vs 42 typical
Where $342/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gandy/sun Bay South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Gandy/sun Bay South — neighborhood snapshot
Population
21,434
Median age
39
Median income
$80,354
Median home value
$420,811
Avg household
2
Households w/ children
1,986
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the TAMPA 33611 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4409 W PEARL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$384,000
4402 W PAXTON AVENUE · same community
3 bd · 2 ba · 1,720 sqft · $223/sqft · 9 DOM
Sold · Oct ’25$485,000
6712 S ELEMETA STREET
4 bd · 2 ba · 1,384 sqft · $350/sqft · 8 DOM
Sold · Nov ’25$405,000
6603 S JUANITA STREET
2 bd · 2 ba · 1,393 sqft · $291/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4409 W PEARL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4409 W PEARL AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4409 W PEARL AVENUE FAQs
What would the monthly payment be for 4409 W PEARL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,568/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4409 W PEARL AVENUE?+
The most recent tax bill on record (2025) was $4,823. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4409 W PEARL AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $475,000, this home is listed about 6% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4409 W PEARL AVENUE?+
Lanier Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$475,000 runs 16% above the TAMPA 33611 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lanier Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lanier Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $499,000, now $475,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Lance Willard LLC. MLS #TB8530574.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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