6545 S WEST SHORE CIRCLE, TAMPA, FL, 33616
Active356 days on marketListed Aug 13, 2025MLS #TB8417147
About this home
6545 S WEST SHORE CIRCLE
This beautifully updated 3-bedroom, 2-bathroom home sits on an oversized corner lot in a prime, central location—close to shopping, dining, schools, parks, and major commuter routes. The home offers a smart, efficient floor plan with no wasted space, making every square foot both functional and comfortable. Inside, you’ll find modern upgrades throughout, including a fully renovated kitchen (2024) with new cabinets, flooring, and stainless steel appliances (2022). Bedrooms are spacious and bathrooms are well maintained. The open-concept living areas flow seamlessly for everyday living and entertaining. The seller has completed a long list of improvements to ensure peace of mind for the next owner, including: New roof (2025) Impact windows (2022) for storm protection and energy efficiency Updated electrical panel (2021) with generator transfer switch for easy backup power connection Newer A/C with ductwork (2016) Updated plumbing (2018) Water heater (2022) Enhanced insulation (2023) Refreshed landscaping and exterior paint (2025) Concrete patio with roof cover for year-round outdoor enjoyment Fenced backyard for privacy Dedicated work shed for storage or projects Security camera system (2023) This home offers turnkey convenience with all major systems updated, a low-maintenance yard, and outstanding curb appeal. The fenced yard, work shed, large corner lot, and generator-ready electrical system provide peace of mind and extra functionality. Don’t miss your chance to own a centrally located, fully updated property with thoughtful details, a practical layout, and upgrades that add value for years to come.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,260
Sqft
0.22 ac
Lot size
1970
Year built
One
Levels
$389
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,459 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,459/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.3%
$/sqft vs Tampa actives
$389 vs $297
Days on market
356 vs 40 typical
Where $389/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gandy/sun Bay South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Gandy/sun Bay South — neighborhood snapshot
Population
21,434
Median age
39
Median income
$80,354
Median home value
$420,811
Avg household
2
Households w/ children
1,986
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
186 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the TAMPA 33616 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 6545 S WEST SHORE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$428,000
6567 S WEST SHORE CIRCLE · same community
3 bd · 2.5 ba · 1,324 sqft · $323/sqft · 105 DOM
Sold · Apr ’26$510,000
6529 S WEST SHORE CIRCLE · same community
3 bd · 2 ba · 1,520 sqft · $336/sqft · 23 DOM
Sold · May ’26$447,000
6550 S WEST SHORE CIRCLE · same community
4 bd · 2 ba · 1,621 sqft · $276/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6545 S WEST SHORE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6545 S WEST SHORE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6545 S WEST SHORE CIRCLE FAQs
What would the monthly payment be for 6545 S WEST SHORE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,459/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6545 S WEST SHORE CIRCLE?+
The most recent tax bill on record (2024) was $2,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $489,990, this home is listed about 9% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6545 S WEST SHORE CIRCLE?+
Lanier Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$489,990 runs 18% above the TAMPA 33616 median.
02Time on market is leverage
356 days on market against a Tampa median of 40 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lanier Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lanier Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $539,998, now $489,990 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE SOMERDAY GROUP PL · Erika Nunez. MLS #TB8417147.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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