340 PALM ISLAND NE, CLEARWATER BEACH, FL, 33767
Active21 days on marketListed Jul 17, 2026MLS #TB8530324
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Upcoming open house
Sat, Aug 8
9:00 AM – 2:00 PM
About this home
340 PALM ISLAND NE
Experience luxury waterfront living in the highly sought-after Island Estates community. This beautifully renovated residence showcases exceptional craftsmanship and designer finishes throughout, including large-format porcelain tile flooring, a stunning chef's kitchen featuring a premium ILVE dual-fuel range with double ovens, quartz countertops, custom cabinetry, and an oversized island perfect for entertaining. The spa-inspired bathrooms offer frameless glass showers, floor-to-ceiling designer tile, pebble stone shower floors, and upscale fixtures. Enjoy an open-concept floor plan filled with natural light, spacious bedrooms, modern lighting, impact-rated windows and doors, and seamless indoor-outdoor living with direct access to the pool and waterfront. Complete with a private dock, this home is ideal for boating enthusiasts and those seeking the ultimate Florida waterfront lifestyle. Located just minutes from Clearwater Beach, restaurants, shopping, and all that Island Estates has to offer.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,846
Sqft
0.19 ac
Lot size
2
Garage
1968
Year built
One
Levels
$753
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,774 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,774/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+96.9%
$/sqft vs Clearwater Beach actives
$753 vs $569
Days on market
21 vs 71 typical
Where $753/sqft sits among the 277 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
121 of 277
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 152% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 340 PALM ISLAND NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,100,000
411 PALM ISLAND NE · same community
3 bd · 2 ba · 1,512 sqft · $728/sqft · 6 DOM
Sold · Jul ’26$1,425,000
475 ISLAND WAY · same community
4 bd · 4 ba · 2,509 sqft · $568/sqft · 20 DOM
Sold · Feb ’26$1,025,000
125 ISLAND WAY UNIT 602
3 bd · 2 ba · 1,850 sqft · $554/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 340 PALM ISLAND NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 340 PALM ISLAND NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
340 PALM ISLAND NE FAQs
What would the monthly payment be for 340 PALM ISLAND NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,774/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 340 PALM ISLAND NE?+
The most recent tax bill on record (2025) was $19,105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater Beach?+
At $1,390,000, this home is listed about 74% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 340 PALM ISLAND NE?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,390,000 runs 152% above the CLEARWATER BEACH 33767 median — but at 1,846 sqft it's also 32% larger than the typical Clearwater Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS · Alireza Monfared. MLS #TB8530324.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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