David Ramirez
$1,390,000$1,689,0004 bd5 ba3,265 sqft$426 /sqft$9,342 /mo all-in ↓

848 MANDALAY AVENUE, CLEARWATER BEACH, FL, 33767

Active196 days on marketListed Jan 23, 2026MLS #TB8466825

Reduced $299KSingle Family ResidenceMANDALAY SUB

About this home

848 MANDALAY AVENUE

This exceptional North Clearwater Beach residence delivers rare scale, privacy, and infrastructure only a short walk away from North Beach access. About 60 steps from the powder-white sands of the Gulf, this completely reimagined and expanded coastal living oasis awaits you! Situated on a double-sized lot with resident-only parking, the property has been thoughtfully transformed into a private coastal retreat offering flexibility, luxury, and unmatched beachside functionality. Designed for both everyday living and large-scale entertaining, the home features a spacious, open-concept floor plan anchored by dramatic 20 feet of glass panel slider doors that open seamlessly to the rear porch and resort-style courtyard. At the heart of the home is a gourmet entertainer’s kitchen, outfitted with a 48” gas range with 8 burners, dual full-size refrigerators, and a massive center island - ideal for hosting family and friends after a day at the beach. The main residence features three spacious bedrooms, each with en-suite bathrooms, generous closets, and private exterior access to individual patios or seating areas. Complementing the main living space is a dual-entry, private in-law suite, adjacent to the home’s gourmet kitchen, that functions as a fully integrated yet independent living area. Complete with its own bedroom (Bedroom #4), the independent living in-law suite includes a: private bathroom, living area, laundry, exterior access, and dedicated one-car garage, making it ideal for multi-generational living, guests, or extended stays. Extensively upgraded (Permit records available), the home includes newly added garage spaces with a redesigned driveway, two Tesla charging stations, and half-bath addition, resulting in a total of six bathrooms and two separate garages offering four-car parking and ample off-street parking - an exceptionally rare and coveted feature in a beach community. Additional recent improvements include impact-resistant windows and doors throughout, a fully fenced yard, and security camera systems, providing peace of mind without sacrificing the relaxed coastal lifestyle. Lush tropical landscaping surrounds the paver-lined courtyard style backyard, creating a serene, private outdoor environment rarely found this close to the water. Enjoy an unbeatable location just steps to North Clearwater Beach, a leisurely 20-minute or so walk to Frenchie’s Rockaway Grill, the soon-to-be Crabby Bills, or a stroll along the shoreline to Caladesi Island, one of Florida’s most celebrated natural beaches with no vehicle access! This one-of-a-kind property offers the ultimate combination of walkability, privacy, parking, and flexibility.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

3,265

Sqft

0.3 ac

Lot size

4

Garage

1948

Year built

One

Levels

$426

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Marble · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Zoned

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side · Off Street · Oversized · Parking Pad · Split Garage
ExteriorLighting · Private Yard · Sliding Doors

Community & fees

Taxes (2024)$13,925/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,342 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,500
PMI (est., until 20% equity)$521
Property tax — 2024 actual bill$1,160
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,000
Interest rate6.00%
Loan term

Estimated payment

$9,342/mo

Principal & interest$7,500
PMI (est., until 20% equity)$521
Property taxes (actual bill)$1,160
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs MANDALAY SUB

$426 vs $537

Days on market

196 vs 71 typical

Where $426/sqft sits among the 24 homes for sale in MANDALAY SUB

13 · this home
3
1
1
3
3
$258–546$546–834$834–1122$1122–1410$1410–1698$1698+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater Beach

Map of 848 MANDALAY AVENUE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)37 min
Downtown Tampa41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Clearwater Beach — neighborhood snapshot

Population

2,289

Median age

58

Median income

$87,434

Median home value

$801,867

Avg household

2

Households w/ children

104

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer8.1 months of inventoryBuyer’s market

$535K$885K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

13 of 24

MANDALAY SUB have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 152% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,390,000 $299K
Jan 23, 2026Listed at $1,689,000 · 196 days on market since
1948Built · MANDALAY SUB

Reality check

What actually sold near 848 MANDALAY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

733 BAY ESPLANADESold · May ’26

$1,891,000

733 BAY ESPLANADE · same community

4 bd · 3 ba · 3,423 sqft · $552/sqft · 211 DOM

781 ELDORADO AVENUESold · Aug ’25

$1,800,000

781 ELDORADO AVENUE · same community

5 bd · 5.5 ba · 3,539 sqft · $509/sqft · 0 DOM

1070 ELDORADO AVENUESold · Mar ’26

$3,000,000

1070 ELDORADO AVENUE · same community

6 bd · 5.5 ba · 3,719 sqft · $807/sqft · 302 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 848 MANDALAY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 848 MANDALAY AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

848 MANDALAY AVENUE FAQs

What would the monthly payment be for 848 MANDALAY AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,342/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 848 MANDALAY AVENUE?+

The most recent tax bill on record (2024) was $13,925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 848 MANDALAY AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $1,390,000, this home is listed about 74% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 848 MANDALAY AVENUE?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,390,000 runs 152% above the CLEARWATER BEACH 33767 median — but at 3,265 sqft it's also nearly twice the size of the typical Clearwater Beach listing.

02Time on market is leverage

196 days on market against a Clearwater Beach median of 71 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,689,000, now $1,390,000 — a $299K cut. The full history is in the market section below.

Listing courtesy of COASTAL PROPERTIES GROUP INTER · Ian Hypes. MLS #TB8466825.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clearwater Beach homes, in your inbox

Like 848 MANDALAY AVENUE but not quite? A daily digest of every new listing in Clearwater Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 7, 2026 at 6:17 AM UTC. The listing information on this page last changed on August 7, 2026 at 6:17 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 7, 2026 at 6:17 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 7, 2026 at 6:17 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.