2661 WARMSPRINGS WAY, PALM HARBOR, FL, 34684
Active7 days on marketListed Jul 20, 2026MLS #TB8530277
About this home
2661 WARMSPRINGS WAY
Welcome home to this brick 2 bedroom/2 bath home on a quarter acre corner lot! The kitchen has been updated for you with granite counters, new cabinets, and newer stainless appliances. The kitchen is set apart from others with a cooktop, oven and chef's hood on one side and pendent lights on the other of the eat-in breakfast bar. NEW Luxury Vinyl Plank flooring, fresh paint, 6-panel doors, and ceiling fans with remotes can be found throughout the home. The Primary Bedroom has a walk-in closet with built-ins for maximum storage. Primary Bath features granite counter, double vanities, new mirrors and a spacious walk-in shower. Make this home yours before the end of summer. Close to the Gulf, Lake Tarpon, shopping and restaurants.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
980
Sqft
0.27 ac
Lot size
1
Garage
1979
Year built
One
Levels
$356
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,632 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,632/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.5%
$/sqft vs Palm Harbor actives
$356 vs $259
Days on market
7 vs 42 typical
Where $356/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake St. George
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lake St. George — neighborhood snapshot
Population
1,834
Median age
41
Median income
$88,602
Median home value
$343,033
Avg household
3
Households w/ children
251
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
212 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2661 WARMSPRINGS WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$470,000
2667 WARMSPRINGS WAY · same community
3 bd · 2 ba · 1,569 sqft · $300/sqft · 33 DOM
Sold · Jan ’26$459,000
3928 ORCHARD HILL CIRCLE · same community
3 bd · 2 ba · 1,630 sqft · $282/sqft · 9 DOM
Sold · Apr ’26$106,000
159 HICKORY GATE DRIVE
2 bd · 2 ba · 984 sqft · $108/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2661 WARMSPRINGS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2661 WARMSPRINGS WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2661 WARMSPRINGS WAY FAQs
What would the monthly payment be for 2661 WARMSPRINGS WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,632/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2661 WARMSPRINGS WAY?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2661 WARMSPRINGS WAY?+
The most recent tax bill on record (2025) was $2,743. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2661 WARMSPRINGS WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $349,000, this home is listed about 7% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2661 WARMSPRINGS WAY?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,000 runs 43% above the PALM HARBOR 34684 median.
02Fresh on the market
Only 7 days on market in a Palm Harbor market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Countryside High School — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of POWERS REAL ESTATE SOLUTIONS LLC · Lynne Powers. MLS #TB8530277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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