303 OLD MILL POND ROAD UNIT 303, PALM HARBOR, FL, 34683
Active693 days on marketListed Sep 12, 2024MLS #W7868256
About this home
303 OLD MILL POND ROAD UNIT 303
Inviting and Immaculate 3-Bedroom Townhouse! Welcome to this beautifully designed 2-story townhouse, offering a spacious and open layout with 3 generously-sized bedrooms and 2.5 luxurious baths. Every corner of this home is filled with delightful details, from the inviting warmth of the cozy fireplace to the convenience of an in-unit laundry room, providing both comfort and practicality. You’ll also appreciate the abundant extra storage space, perfect for keeping everything organized. This townhouse comes with the added benefit of a covered carport, combining both functionality and ease. Recent thoughtful updates, including a brand-new roof (installed in 2019) and a state-of-the-art A/C unit (installed in 2020), provide you peace of mind and enhanced energy efficiency. Set in a tranquil and private community, this property is surrounded by lush, mature landscaping that creates a serene, park-like atmosphere. The HOA fee conveniently covers essential services such as water, sewer, trash, basic cable, high-speed internet, exterior insurance, grounds maintenance, pest control, and reserve funds, ensuring a worry-free lifestyle. Situated just north of Innisbrook Golf Resort and only moments away from pristine beaches and exquisite dining options, this townhouse is the perfect retreat for those seeking a harmonious blend of relaxed living, luxury, and unmatched convenience. Don’t miss out on this incredible opportunity!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,004
Sqft
0.05 ac
Lot size
1978
Year built
Two
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,714 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,714/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.1%
$/sqft vs Palm Harbor actives
$175 vs $264
Days on market
693 vs 48 typical
Where $175/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gleneagles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Gleneagles — neighborhood snapshot
Population
1,807
Median age
42
Median income
$60,120
Median home value
$255,400
Avg household
2
Households w/ children
125
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
218 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 303 OLD MILL POND ROAD UNIT 303
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$425,000
2189 OAK FOREST LANE · same community
2 bd · 2 ba · 1,994 sqft · $213/sqft · 5 DOM
Sold · Sep ’25$520,000
2177 OAK FOREST LANE · same community
2 bd · 2 ba · 2,150 sqft · $242/sqft · 8 DOM
Sold · May ’26$420,000
2170 OAK FOREST LANE · same community
3 bd · 3 ba · 1,850 sqft · $227/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 303 OLD MILL POND ROAD UNIT 303 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 303 OLD MILL POND ROAD UNIT 303 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
303 OLD MILL POND ROAD UNIT 303 FAQs
What would the monthly payment be for 303 OLD MILL POND ROAD UNIT 303?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,714/mo — principal and interest, the actual property-tax bill, the $830/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 303 OLD MILL POND ROAD UNIT 303?+
The association fee works out to $830 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 303 OLD MILL POND ROAD UNIT 303?+
The most recent tax bill on record (2023) was $6,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 303 OLD MILL POND ROAD UNIT 303?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $350,000, this home is listed about 8% below the Palm Harbor median of $379,990. The market section on this page shows how the area is trending.
Which schools are assigned to 303 OLD MILL POND ROAD UNIT 303?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM HARBOR 34683 market on paper
$350,000 is 10% below the PALM HARBOR 34683 median of $390,990, and at $175/sqft it sits under the Palm Harbor average of $272.
02Know the monthly fee
The association fee is $830/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
693 days on market against a Palm Harbor median of 48 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $412,299, now $350,000 — a $62K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 1% LISTS CENTRAL FLORIDA · Ryan Diaz. MLS #W7868256.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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