David Ramirez
$1,650,0004 bd3 ba3,342 sqft$494 /sqft$10,609 /mo all-in ↓

111 SHORE DRIVE, DUNEDIN, FL, 34698

Active6 days on marketListed Jul 17, 2026MLS #TB8530235

WaterfrontPrivate poolSingle Family ResidenceDUNEDIN SHORES SUB

About this home

111 SHORE DRIVE

A rare opportunity has arrived to own an oversized premier waterfront homesite in Dunedin. This prime 100-foot lot offers sweeping panoramic views of St. Joseph Sound, Caladesi Island, Honeymoon Island, the Intracoastal Waterway, and Hurricane Pass to the Gulf. With exceptional frontage, breathtaking scenery, and a sought-after coastal setting, this property presents an ideal canvas for building the dream waterfront residence you have envisioned. Located in the iconic town of Dunedin, the homesite combines tranquil waterfront living with outstanding convenience. Enjoy being just two blocks from the Pinellas Trail, then take your golf cart to vibrant Downtown Dunedin for exceptional dining, craft cocktails, boutique shopping, and lively festivals. From your own property, take in stunning sunsets, abundant seabirds, and marine life, or launch into the coastal lifestyle with easy boating and kayaking access to Caladesi and Honeymoon Islands, known for their miles of pristine white sandy beaches. Homesites of this size and setting are rarely available in Dunedin. Whether you envision a custom coastal retreat, a private waterfront sanctuary, or a new construction residence designed around the views, this property offers a remarkable opportunity in a community celebrated for its history, warmth, and seaside charm. Please note: The existing home was impacted by Hurricane Helene and the property is being offered for land value only. For buyers interested in a storm-damaged rehabilitation project, there may be a limited window to purchase the property with the existing concrete block home and pool still in place. If this possibility is of interest, act quickly, as demolition plans are already in motion and the seller intends to have the home and pool removed.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,342

Sqft

0.71 ac

Lot size

2

Garage

1955

Year built

Two

Levels

$494

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringOther
AppliancesNone
InteriorNinguno
LaundryNone
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingCircular Driveway · Driveway
ExteriorPrivate Yard

Community & fees

Taxes (2025)$11,128/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,609 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property tax — 2025 actual bill$927
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $165,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $165,000
Interest rate6.00%
Loan term

Estimated payment

$10,609/mo

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property taxes (actual bill)$927
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$735KedgeAI estimate $1,002,371 · range $765K$1.2M$1.7M

vs edgeAI estimate

+64.6%

$/sqft vs Dunedin actives

$494 vs $296

Days on market

6 vs 51 typical

Where $494/sqft sits among the 264 Dunedin actives

79
71
55
25
14 · this home
20
$143–227$227–311$311–395$395–479$479–563$563+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunedin

Map of 111 SHORE DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

DUNEDIN 34698 — neighborhood snapshot

Population

37,817

Median age

58.1

Median income

$67,323

Median home value

$335,800

Avg household

2.04

Households w/ children

2,412

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
ElementaryDunedin Elementary School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$440K$410K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

153 of 264

Dunedin actives have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 450% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $1,650,000 · 6 days on market since
1955Built · DUNEDIN SHORES SUB

Reality check

What actually sold near 111 SHORE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

103 SHORE DRIVESold · Aug ’25

$1,105,000

103 SHORE DRIVE · same community

3 bd · 4 ba · 2,430 sqft · $455/sqft · 178 DOM

101 MICHIGAN BOULEVARDSold · Apr ’26

$746,000

101 MICHIGAN BOULEVARD · same community

3 bd · 2 ba · 1,929 sqft · $387/sqft · 107 DOM

264 SEAGATE COURTSold · Jul ’25

$1,045,000

264 SEAGATE COURT

4 bd · 3 ba · 3,050 sqft · $343/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 111 SHORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 111 SHORE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

111 SHORE DRIVE FAQs

What would the monthly payment be for 111 SHORE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,609/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 111 SHORE DRIVE?+

The most recent tax bill on record (2025) was $11,128. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 111 SHORE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $1,650,000, this home is listed about 314% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.

Which schools are assigned to 111 SHORE DRIVE?+

Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,650,000 runs 450% above the DUNEDIN 34698 median — but at 3,342 sqft it's also nearly 3 times the size of the typical Dunedin listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 6 days on market in a Dunedin market that averages 51 — if it fits, move quickly.

04Strong assigned schools

Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BURWELL REAL ESTATE · Andy Burwell, Jr. MLS #TB8530235.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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