636 WILKIE STREET, DUNEDIN, FL, 34698
Active26 days on marketListed Jul 8, 2026MLS #TB8525249
About this home
636 WILKIE STREET
One of Downtown Dunedin’s Most Exceptional Properties! Welcome to 636 Wilkie Street, a truly one-of-a-kind property nestled on the iconic brick streets in the heart of Downtown Dunedin. Combining timeless character with modern luxury, this rare offering features a beautifully restored 1916 bungalow (1,602 square feet) of heated living space, a newly constructed(2017/2018) detached two-car garage with a fully appointed accessory dwelling unit (ADU) that is an additional 610 sq feet of living space and an incredible backyard oasis highlighted by a newer heated salt water pool and spa designed for year-round Florida living. The main home 3 bed 2.5 bath showcases all the charm of the early 1900s while offering today’s most desired updates. You’ll fall in love with the stunning kitchen featuring quartz countertops, vinyl plank floors with hardwood underneath, and a seamless blend of historic character and contemporary finishes. An expansive addition includes a luxurious primary suite with a beautifully updated bathroom, two additional spacious bedrooms, and 2.5 bathrooms, creating the perfect balance of historic charm and modern functionality. The addition in the main house has hurricane impact windows and doors and vaulted ceilings. The home is a Dunedin Historic Preservation home which helps to keep the exterior charm of the 1900s! Step outside and you’ll discover an entertainer’s dream. The expansive deck overlooks the stunning new heated salt water pool and spa, complete with a natural gas pool heater, a custom tiki hut with bar seating, lush outdoor entertaining space, a generous side yard, and a large storage shed. The detached two-car garage is topped by an exceptional ADU, ideal for multigenerational living, visiting guests, a private home office, or as an income-producing rental. Alley access behind the property provides convenient entry to the garage. This home is loaded with valuable upgrades, including natural gas service with a tankless water heater, a natural gas range, and a natural gas pool heater. Additional improvements include a 50-year metal roof installed in 2019, newer air conditioning systems 2024/2026, newer hurricane-impact windows throughout the addition of the main home, and a fully hurricane-rated garage and ADU, providing exceptional peace of mind. Also the exterior siding of the home is cedar siding and the garage/ADU has hardie plank siding. Located just a short stroll or golf cart ride from vibrant Downtown Dunedin, you’ll enjoy award-winning restaurants, breweries, boutique shopping, waterfront parks, marinas, the Pinellas Trail, and countless community events—all just moments from your front door. Not in a flood zone and fully fenced in yard with white vinyl fence! Properties like this rarely become available. Offering historic charm, modern luxury, a spectacular new pool and spa, an income-producing ADU, and one of the best locations in Downtown Dunedin, this is truly a once-in-a-lifetime opportunity. Coming soon, with additional interior photos to be released shortly. Schedule your private showing before this exceptional property is gone!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,212
Sqft
0.2 ac
Lot size
2
Garage
1916
Year built
Multi/Split
Levels
$723
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,759 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,759/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunedin actives
$723 vs $298
Days on market
26 vs 45 typical
Where $723/sqft sits among the 263 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $463K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
157 of 263
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 433% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 636 WILKIE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$745,000
641 WILKIE STREET · same community
4 bd · 2 ba · 1,688 sqft · $441/sqft · 49 DOM
Sold · Jul ’26$625,000
750 WOOD STREET · same community
3 bd · 2 ba · 1,686 sqft · $371/sqft · 34 DOM
Sold · Jan ’26$1,245,000
606 NEW YORK AVENUE · same community
4 bd · 2 ba · 2,850 sqft · $437/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 636 WILKIE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 636 WILKIE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
636 WILKIE STREET FAQs
What would the monthly payment be for 636 WILKIE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,759/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 636 WILKIE STREET?+
The most recent tax bill on record (2025) was $4,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $1,599,900, this home is listed about 302% above the Dunedin median of $398,000. The market section on this page shows how the area is trending.
Which schools are assigned to 636 WILKIE STREET?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,599,900 runs 433% above the DUNEDIN 34698 median — but at 2,212 sqft it's also nearly twice the size of the typical Dunedin listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,650,000, now $1,599,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KATIE DUCHARME REALTY, LLC · Katie Ducharme Procissi. MLS #TB8525249.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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