David Ramirez
$375,0002 bd2 ba1,175 sqft$319 /sqft$2,869 /mo all-in ↓

1 KEY CAPRI UNIT 406W, ST PETERSBURG, FL, 33706

Active7 days on marketListed Jul 28, 2026MLS #TB8530195

Priced 17% below the ST PETERSBURG 33706 medianWaterfrontCondominiumKEY CAPRI CONDO

About this home

1 KEY CAPRI UNIT 406W

Welcome to the highly sought-after Key Capri waterfront community, ideally located just over the bridge from John's Pass Village and only moments from the white sandy beaches of Treasure Island. This beautifully and completely remodeled fourth-floor residence offers a bright, open floor plan with luxury vinyl flooring throughout, spacious living and dining areas, and a clean, modern coastal feel designed for both everyday comfort and effortless entertaining. Natural light fills the home through expansive sliding glass doors in the living room and primary bedroom, opening to a private balcony where you can enjoy peaceful views of the Intracoastal Waterway, partial Gulf views, spectacular Florida sunsets, and front-row views of the New Year's Eve and Fourth of July fireworks over Treasure Island Beach. The guest bedroom features enclosed floor-to-ceiling windows that further showcase the beautiful waterfront setting. High and dry with no history of water intrusion, this residence offers additional peace of mind along with an in-unit washer and dryer and all kitchen appliances, making it truly move-in ready. The unit also includes a premium covered parking space with a private storage unit conveniently located in the garage directly in front of the parking space, providing easy access and valuable additional storage. The West Building has undergone a full renovation, all previous assessments have been paid in full, and the building has successfully passed its milestone inspection. Residents of Key Capri enjoy an impressive collection of resort-style amenities, including a geothermal-heated waterfront pool, fitness center, clubhouse and social room, tennis courts, barbecue area, fishing dock, rentable boat slips, and beautifully maintained grounds. Whether you're spending the day on the beach, boating the Intracoastal, enjoying dinner at Middle Grounds Grill, or exploring the popular restaurants, shops, and entertainment of John's Pass, this exceptional location places the best of Florida's coastal lifestyle right at your doorstep. Don't miss the opportunity to own a completely remodeled waterfront retreat in one of Treasure Island's most desirable communities—schedule your private showing today and experience the Key Capri lifestyle for yourself.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,175

Sqft

1

Garage

1976

Year built

One

Levels

$319

Per sqft

WaterfrontWater view

Inside

FlooringLaminate
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Stone Counters
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane
ConstructionConcrete
FoundationSlab
ViewWater
FacesSouthwest
ParkingAssigned · Ground Level · Guest · Open · Reserved
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Sauna · Sidewalk · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$4,028/yr
PetsCats OK
CommunityBay/Harbor Front · Dock · Fishing · Intracoastal Waterway · Marina · Water Access · Waterfront · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,869 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$336
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,869/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$336
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$360KedgeAI estimate $419,611 · range $387K$433K$450K

vs edgeAI estimate

−10.6%

$/sqft vs KEY CAPRI CONDO

$319 vs $322

Days on market

7 vs 54 typical

Where $319/sqft sits among the 10 homes for sale in KEY CAPRI CONDO

3
2
0
2 · this home
0
3
$220–250$250–280$280–310$310–340$340–370$370+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Capri Isle

Map of 1 KEY CAPRI UNIT 406W inside its neighborhood boundary

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Capri Isle — neighborhood snapshot

Population

1,978

Median age

60

Median income

$129,262

Median home value

$668,850

Avg household

2

Households w/ children

44%

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$420K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

8 of 10

KEY CAPRI CONDO have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the ST PETERSBURG 33706 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $375,000 · 7 days on market since
1976Built · KEY CAPRI CONDO

Reality check

What actually sold near 1 KEY CAPRI UNIT 406W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1 KEY CAPRI UNIT 604WSold · Apr ’26

$260,000

1 KEY CAPRI UNIT 604W · same community

2 bd · 2 ba · 1,175 sqft · $221/sqft · 360 DOM

1 KEY CAPRI UNIT 608WSold · May ’26

$300,000

1 KEY CAPRI UNIT 608W · same community

2 bd · 2 ba · 1,175 sqft · $255/sqft · 6 DOM

1 KEY CAPRI UNIT 606WSold · Feb ’26

$310,000

1 KEY CAPRI UNIT 606W · same community

2 bd · 2 ba · 1,175 sqft · $264/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1 KEY CAPRI UNIT 406W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 KEY CAPRI UNIT 406W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1 KEY CAPRI UNIT 406W FAQs

What would the monthly payment be for 1 KEY CAPRI UNIT 406W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,869/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1 KEY CAPRI UNIT 406W?+

The most recent tax bill on record (2025) was $4,028. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1 KEY CAPRI UNIT 406W?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $375,000, this home is listed about 15% below the St Petersburg median of $439,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1 KEY CAPRI UNIT 406W?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ST PETERSBURG 33706 market on paper

$375,000 is 17% below the ST PETERSBURG 33706 median of $450,000, and at $319/sqft it sits under the St Petersburg average of $383.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 7 days on market in a St Petersburg market that averages 54 — if it fits, move quickly.

04Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Clay Glover, Jr. MLS #TB8530195.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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