David Ramirez
$309,000$329,9002 bd2 ba1,175 sqft$263 /sqft$2,597 /mo all-in ↓

1 KEY CAPRI UNIT 102E, TREASURE ISLAND, FL, 33706

Active110 days on marketListed Apr 5, 2026MLS #TB8489485

Priced 31% below the TREASURE ISLAND 33706 medianReduced $21KWaterfrontFully furnishedCondominiumKEY CAPRI CONDO

About this home

1 KEY CAPRI UNIT 102E

Welcome to La Mer at Key Capri — where waterfront living is effortless. If you love the water, this elevated first-living-level corner residence puts the Florida lifestyle right outside your door. A boat slip may be available, offering direct Gulf and Intracoastal access, while your oversized 35’+ terrace provides immediate access to the heated and cooled pool, spa, Tiki Hut, plaza deck, and beautifully maintained grounds — with no need to use the elevator, nor lobby.......This 2BR/2BA corner unit offers added privacy with only one adjoining neighbor, plus extra natural light from the additional primary bedroom window.......Enjoy charming Johns Pass views filled with fishing boats, floating tiki bars, pirate ships, marina activity, and the occasional dolphin passing by — the kind of view that makes every day feel like vacation...... Inside, the residence has been seldom used and well maintained. The updated kitchen features a breezy tropical blue nautical motif, newer refrigerator and stove, and an easy flow into the separate dining room...... The split-bedroom layout offers excellent privacy, with an oversized primary suite, walk-in closet, ensuite bath, and a guest bedroom with direct terrace access......Additional features include in-unit washer and dryer, assigned covered parking, private storage shed in front of your parking space, storm shutters, and a fully furnished, move-in-ready opportunity......The terrace is one of the true highlights — directly accessible from both bedrooms and the living room and perfectly positioned beside the Tiki Hut for al fresco dining, family gatherings, or simply relaxing with Johns Pass as your backdrop...... For anyone who values convenience, mobility, or immediate access to outdoor amenities, this location is hard to beat...... Key Capri offers a full resort-style amenity package including heated and cooled pool, spa, Tiki Hut with wet bar and ice machine, tennis/pickleball court, shuffleboard, putting green, fitness center, saunas, community-wide Wi-Fi, gated entry, on-site management, and beautifully maintained waterfront grounds...... The all-inclusive HOA covers internet, cable, building insurance, water, sewer, landscaping, on-site management, and a significant contribution to reserves. Milestone Inspection and Structural Integrity Study are complete, with fully funded reserves...... With a recent $40,000 price reduction, this is an exceptional value in today’s coastal market — ideal as a full-time residence, second home, or family retreat, and owner “will entertain all reasonable offers”...... RARE Extended Family Opportunity: Adjacent Unit 104-East, also a 2BR/2BA, is available simultaneously (at a lower price) . Together, the two residences create a rare 4-bedroom, 4-bath, 2,350 sq ft side-by-side family compound within the same gated waterfront community — separate living spaces, shared resort amenities, and immediate pool, spa, and Tiki Hut access for everyone...... Call today for your private showing.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,175

Sqft

6.32 ac

Lot size

1973

Year built

One

Levels

$263

Per sqft

WaterfrontPool & Water viewFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · In Kitchen · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofOther
ConstructionBlock · Cement Siding · Stucco
FoundationConcrete Perimeter · Stilt/On Piling
ViewPool · Water
FacesSouth
ExteriorBalcony · Irrigation System · Lighting · Sauna · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$5,778/yr
PetsCats OK
CommunityBay/Harbor Front · Boat Slip · Canal Front · Dock · Fishing · Intracoastal Waterway · Marina · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,597 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$482
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,815
Interest rate6.00%
Loan term

Estimated payment

$2,597/mo

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$482
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $309K
$297KedgeAI estimate $421,264 · range $409K$426K$443K

vs edgeAI estimate

−26.6%

$/sqft vs KEY CAPRI CONDO

$263 vs $328

Days on market

110 vs 74 typical

Where $263/sqft sits among the 8 homes for sale in KEY CAPRI CONDO

3
0 · this home
0
2
0
3
$220–250$250–280$280–310$310–340$340–370$370+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Capri Isle

Map of 1 KEY CAPRI UNIT 102E inside its neighborhood boundary

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

Capri Isle — neighborhood snapshot

Population

1,978

Median age

60

Median income

$129,262

Median home value

$668,850

Avg household

2

Households w/ children

44%

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer12.4 months of inventoryBuyer’s market

$685K$648K

Treasure Island median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

7 of 8

KEY CAPRI CONDO have cut their price

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

CurrentPrice reduced to $309,000 $21K
Apr 5, 2026Listed at $329,900 · 110 days on market since
1973Built · KEY CAPRI CONDO

Reality check

What actually sold near 1 KEY CAPRI UNIT 102E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1 KEY CAPRI UNIT 604WSold · Apr ’26

$260,000

1 KEY CAPRI UNIT 604W · same community

2 bd · 2 ba · 1,175 sqft · $221/sqft · 360 DOM

1 KEY CAPRI UNIT 608WSold · May ’26

$300,000

1 KEY CAPRI UNIT 608W · same community

2 bd · 2 ba · 1,175 sqft · $255/sqft · 6 DOM

1 KEY CAPRI UNIT 606WSold · Feb ’26

$310,000

1 KEY CAPRI UNIT 606W · same community

2 bd · 2 ba · 1,175 sqft · $264/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1 KEY CAPRI UNIT 102E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 KEY CAPRI UNIT 102E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1 KEY CAPRI UNIT 102E FAQs

What would the monthly payment be for 1 KEY CAPRI UNIT 102E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,597/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1 KEY CAPRI UNIT 102E?+

The most recent tax bill on record (2025) was $5,778. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1 KEY CAPRI UNIT 102E?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Treasure Island?+

At $309,000, this home is listed about 53% below the Treasure Island median of $659,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1 KEY CAPRI UNIT 102E?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TREASURE ISLAND 33706 market on paper

$309,000 is 31% below the TREASURE ISLAND 33706 median of $450,000, and at $263/sqft it sits under the Treasure Island average of $638.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $329,900, now $309,000 — a $21K cut. The full history is in the market section below.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Don Taylor. MLS #TB8489485.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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