David Ramirez
$584,500$589,9993 bd2 ba1,953 sqft$299 /sqft$4,179 /mo all-in ↓

1569 N RIVER CIRCLE, TARPON SPRINGS, FL, 34689

Active16 days on marketListed Jul 17, 2026MLS #TB8530191

Reduced $5KPrivate poolSingle Family ResidenceRIVER BEND VILLAGE

About this home

1569 N RIVER CIRCLE

Welcome to River Bend Village! Built in 2021, this newer home is ready for its next owner. Step inside to luxury vinyl flooring and a functional 3-bedroom, 2-bath layout with a dedicated office. Just past the office, you'll find a spacious formal dining room that flows seamlessly into the kitchen and living area. A chef's dream, the kitchen features quartz countertops, a large island, 42-inch cabinets, a pantry, and a dry bar. The owner's retreat is tucked away at the back of the home and offers an en-suite bathroom and walk-in closets. Two additional spacious bedrooms are split by the full second bathroom. The utility/laundry room leads to your oversized 2-car garage with epoxy floors for easy maintenance. Outside, you'll find a cozy covered lanai and a beautiful paver deck leading to the sparkling pool. The huge fenced backyard is a rare find in Pinellas! Talk about location! You're just minutes from Downtown Tarpon, right around the corner from the world-famous Sponge Docks, and a short drive to Fred Howard Park and Sunset Beach. Enjoy sunsets every single night and embrace the true Florida lifestyle boating, fishing, kayaking, and year-round sunshine. Keep your boat at the Tarpon Marina just across the street. Located in an X flood zone! Enjoy everything the area has to offer while remaining high and dry!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,953

Sqft

0.28 ac

Lot size

2

Garage

2021

Year built

One

Levels

$299

Per sqft

Private poolNegotiable

Inside

FlooringVinyl
AppliancesDishwasher · Dryer · Microwave · Range · Washer
InteriorCeiling Fan(s) · Dry Bar · Primary Bedroom Main Floor · Solid Surface Counters · Tray Ceiling(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNortheast
ExteriorDog Run · Hurricane Shutters

Community & fees

HOA fee$130/mo
Taxes (2025)$6,190/yr
PetsNo

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,179 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,154
PMI (est., until 20% equity)$219
Property tax — 2025 actual bill$516
HOA fee — from the listing$130
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,450
Interest rate6.00%
Loan term

Estimated payment

$4,179/mo

Principal & interest$3,154
PMI (est., until 20% equity)$219
Property taxes (actual bill)$516
HOA / condo fee$130
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$472KedgeAI estimate $505,231 · range $491K$509K$608K

vs edgeAI estimate

+15.7%

$/sqft vs Tarpon Springs actives

$299 vs $245

Days on market

16 vs 48 typical

Where $299/sqft sits among the 269 Tarpon Springs actives

69
74
64 · this home
24
14
24
$137–193$193–249$249–305$305–361$361–417$417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 1569 N RIVER CIRCLE

Drive times from this address

Tampa Int’l Airport (TPA)43 min
Downtown Tampa47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$486K$385K

Tarpon Springs median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

143 of 269

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $584,500 $5K
Jul 17, 2026Listed at $589,999 · 16 days on market since
2021Built · RIVER BEND VILLAGE

Reality check

What actually sold near 1569 N RIVER CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1509 N RIVER CIRCLESold · Apr ’26

$665,000

1509 N RIVER CIRCLE · same community

3 bd · 2 ba · 2,118 sqft · $314/sqft · 7 DOM

1414 N RIVER CIRCLESold · Apr ’26

$462,000

1414 N RIVER CIRCLE · same community

3 bd · 2 ba · 1,742 sqft · $265/sqft · 12 DOM

614 RIVERSIDE DRIVESold · Sep ’25

$305,000

614 RIVERSIDE DRIVE

3 bd · 2 ba · 1,948 sqft · $157/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1569 N RIVER CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1569 N RIVER CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1569 N RIVER CIRCLE FAQs

What would the monthly payment be for 1569 N RIVER CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,179/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1569 N RIVER CIRCLE?+

The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1569 N RIVER CIRCLE?+

The most recent tax bill on record (2025) was $6,190. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1569 N RIVER CIRCLE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $584,500, this home is listed about 38% above the Tarpon Springs median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1569 N RIVER CIRCLE?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$584,500 runs 75% above the TARPON SPRINGS 34689 median — but at 1,953 sqft it's also 19% larger than the typical Tarpon Springs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $589,999, now $584,500 — a $5K cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY INC · Kenny Noland. MLS #TB8530191.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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