1461 N RIVER CIRCLE, TARPON SPRINGS, FL, 34689
Active81 days on marketListed May 15, 2026MLS #TB8508565
About this home
1461 N RIVER CIRCLE
One or more photo(s) has been virtually staged. NEWER HOME - BUILT 2021 - Welcome to this beautiful home with MANY UPGRADES featuring 3-bedroom, 2 full bathrooms and a 2-car garage. Perfectly situated on a spacious corner lot in the charming coastal community of Tarpon Springs IN A NON FLOOD ZONE. From the moment you arrive, you’ll appreciate the extra-large driveway, inviting front porch with custom railing, and the attention to detail throughout this move-in-ready property. Inside, the home offers stylish diagonal-laid tile flooring, crown moulding, tray ceiling in the primary suite, dimmer lighting in the kitchen and dining room, and five ceiling fans with remotes for added comfort. The thoughtfully designed layout includes a walk-in pantry with motion lighting, drop-zone cabinetry with granite countertops, laundry room cabinetry with granite surfaces, pocket doors in the primary bath area, and upgraded carpet padding in all bedrooms. Step outside to your fully fenced private backyard featuring new sod, irrigation system with separate meter, and an oversized concrete patio complete with a 220-volt 50-amp hot tub circuit—perfect for relaxing or entertaining. Additional highlights include hurricane shutters, insulated and vented garage ceiling, garage exhaust fan, side garage access door with walkway, rear walk door, garage door opener, and deadbolts on all exterior doors. Enjoy living in vibrant Tarpon Springs, known for its beautiful beaches, waterfront parks, unique shops, delicious restaurants, year-round community events, and the world-famous Tarpon Springs Sponge Docks. With nearby outdoor recreation, boating, festivals, and the Pinellas Trail, this exceptional newer home offers the perfect blend of modern comfort and the Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,722
Sqft
0.13 ac
Lot size
2
Garage
2021
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,479 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,479/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.8%
$/sqft vs Tarpon Springs actives
$258 vs $245
Days on market
81 vs 46 typical
Where $258/sqft sits among the 270 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $439K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
143 of 270
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1461 N RIVER CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$462,000
1414 N RIVER CIRCLE · same community
3 bd · 2 ba · 1,742 sqft · $265/sqft · 12 DOM
Sold · Apr ’26$665,000
1509 N RIVER CIRCLE · same community
3 bd · 2 ba · 2,118 sqft · $314/sqft · 7 DOM
Sold · Mar ’26$520,000
101 PAMPAS AVENUE
3 bd · 2 ba · 1,721 sqft · $302/sqft · 175 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1461 N RIVER CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1461 N RIVER CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1461 N RIVER CIRCLE FAQs
What would the monthly payment be for 1461 N RIVER CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,479/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1461 N RIVER CIRCLE?+
The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1461 N RIVER CIRCLE?+
The most recent tax bill on record (2025) was $4,548. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1461 N RIVER CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $444,000, this home is listed about 3% above the Tarpon Springs median of $429,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1461 N RIVER CIRCLE?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$444,000 runs 46% above the TARPON SPRINGS 34689 median.
02Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $465,000, now $444,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ELITE REALTY · Kim Adams. MLS #TB8508565.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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