David Ramirez
Short-Term Rental Eligible
$420,0003 bd2 ba1,722 sqft$244 /sqft$3,257 /mo all-in ↓

2250 SPRINGWOOD CIR W, CLEARWATER, FL, 33763

Active0 days on marketListed Jul 24, 2026MLS #TB8530034

Single Family ResidenceSPRING LAKE OF CLEARWATER

Come see it

Upcoming open house

Sat, Jul 25

11:00 AM – 1:00 PM

About this home

2250 SPRINGWOOD CIR W

Welcome to Springwood Circle in Clearwater! This beautifully maintained home offers the perfect blend of comfort, efficiency, and Florida living. Featuring a spacious split floor plan, this home is ideal for both everyday living and entertaining. The generously sized primary suite includes a versatile office or private sitting room, creating the perfect space for working from home, reading, or simply unwinding. The well-appointed kitchen with granite counter tops and stainless steel appliances was recently updated, flows seamlessly to the living with a wood burning fireplace and dining areas situated off of the screened in patio. The additional bedrooms in the front of the home provide flexibility for family and guests. Large split garage with attic space for extra storage for all your treasures. Step outside to enjoy the beautifully landscaped yard complete with fruit trees and raised garden beds, perfect for gardening enthusiasts or growing your own herbs and vegetables. The paid-off solar system provides energy savings and long-term value with no solar loan to assume. For added peace of mind, the home has recently received a favorable home inspection report, reflecting the care and maintenance invested by the current owners. This home also included a house house water filtration system (2024), Impact windows to reduce exterior noise. Conveniently located just minutes from Clearwater's award-winning beaches, shopping, dining, parks, golf courses, and major commuter routes, this home offers the best of Florida living in a desirable location. Don't miss this move-in-ready gem—schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,722

Sqft

0.14 ac

Lot size

2

Garage

1988

Year built

One

Levels

$244

Per sqft

FireplacePets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage · Washer Hookup
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesEast
ParkingGarage Door Opener · Split Garage
ExteriorPrivate Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$142/mo
Taxes (2025)$3,555/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,257 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$296
HOA fee — from the listing$142
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,257/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$296
HOA / condo fee$142
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$218KedgeAI estimate $387,257 · range $227K$468K$487K

vs edgeAI estimate

+8.5%

$/sqft vs Clearwater actives

$244 vs $218

Days on market

0 vs 47 typical

Where $244/sqft sits among the 400 Clearwater actives

164
124 · this home
63
16
7
26
$116–198$198–280$280–362$362–444$444–526$526+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySpring Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,050/mo median

MarketClearwater
Annual gross at median$24,600
Gross yield on this price5.9%
Homes for rent right now389

Live Clearwater rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Spring Lakes Of Clearwater

Map of 2250 SPRINGWOOD CIR W inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Spring Lake is a short-term-rental community. See the full guide →

Spring Lakes Of Clearwater — neighborhood snapshot

Population

492

Median age

34

Median income

$86,250

Median home value

$368,000

Avg household

3

Households w/ children

85%

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
HighDunedin High School★★★★★
ElementaryGarrison-Jones Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

217 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 163% above the CLEARWATER 33763 median. See the full Clearwater market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $420,000 · 0 days on market since
1988Built · SPRING LAKE OF CLEARWATER

Reality check

What actually sold near 2250 SPRINGWOOD CIR W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1888 SPRINGBUSH LANESold · Aug ’25

$340,000

1888 SPRINGBUSH LANE · same community

4 bd · 2.5 ba · 1,757 sqft · $194/sqft · 114 DOM

1888 SPRINGBUSH LANESold · Apr ’26

$470,000

1888 SPRINGBUSH LANE · same community

4 bd · 3.5 ba · 1,757 sqft · $268/sqft · 124 DOM

1876 SPRINGBUSH LANESold · Apr ’26

$420,000

1876 SPRINGBUSH LANE · same community

3 bd · 2 ba · 1,602 sqft · $262/sqft · 150 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2250 SPRINGWOOD CIR W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2250 SPRINGWOOD CIR W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2250 SPRINGWOOD CIR W FAQs

What would the monthly payment be for 2250 SPRINGWOOD CIR W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,257/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2250 SPRINGWOOD CIR W?+

The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2250 SPRINGWOOD CIR W?+

The most recent tax bill on record (2025) was $3,555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2250 SPRINGWOOD CIR W be rented short-term?+

Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2250 SPRINGWOOD CIR W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $420,000, this home is listed about 53% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2250 SPRINGWOOD CIR W?+

Dunedin Highland Middle School (middle), Dunedin High School (high), Garrison-Jones Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$420,000 runs 163% above the CLEARWATER 33763 median — but at 1,722 sqft it's also 37% larger than the typical Clearwater listing.

02Zoned for nightly rentals

Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Fresh on the market

Listed today in a Clearwater market that averages 47 — if it fits, move quickly.

04Strong assigned schools

Dunedin Highland Middle School, Dunedin High School, Garrison-Jones Elementary School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ORCHARD BROKERAGE, LLC · Monica Gura. MLS #TB8530034.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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