4639 MIRABELLA COURT, ST PETE BEACH, FL, 33706
Active24 days on marketListed Jul 16, 2026MLS #TB8529799
About this home
4639 MIRABELLA COURT
Virtually Staged. Wake up to spectacular sunrises over Boca Ciega Bay and enjoy the ultimate St. Pete Beach lifestyle in this beautifully updated waterfront end-unit townhome in the desirable Mirabella community. Available for a minimum 6-month lease, this spacious residence offers the perfect combination of luxury, comfort, and flexibility. Enjoy breathtaking water views from three private balconies, providing the perfect setting for morning coffee, evening cocktails, or watching dolphins and manatees play in the bay. The versatile floor plan includes a private lower-level suite with a full bath, wet bar, queen Murphy bed with built-in closet storage and shelving, and direct access to the waterfront patio—ideal for guests, multi-generational living, or a private home office. The main living level features an open-concept design with walls of glass overlooking the water, a beautifully updated kitchen with marble countertops, stainless steel appliances, induction cooktop, wine cooler, oversized porcelain farmhouse sink, and abundant cabinetry. The spacious living and dining areas open to a waterfront balcony, making entertaining effortless. Upstairs, the primary suite is a peaceful retreat with soaring ceilings, panoramic water views, a sitting area, two walk-in closets, and an updated ensuite bath. Also on the upper level are a second bedroom, a full bathroom, and a convenient laundry area. Additional features include new impact windows and sliding glass doors (2025/2026), a new tile roof (2025), fresh interior paint, awnings, an oversized one-car garage, double-wide driveway, abundant storage with overhead garage storage, under-stair storage, attic storage above the primary bedroom, and generator-ready electrical infrastructure. Mirabella offers the perfect coastal lifestyle with a heated community pool, fishing pier, kayak launch, day dock, guest parking, beautifully maintained grounds, and a pet-friendly community. Just a short walk to the sugar-sand beaches of St. Pete Beach, waterfront restaurants, shopping, and entertainment, you'll enjoy everything Florida's Gulf Coast has to offer. Available for a minimum 6-month lease. Seasonal rate (January-April): $6,950 per month. May-December: $5,795 per month.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,275
Sqft
0.06 ac
Lot size
1
Garage
1996
Year built
Three Or More
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$202 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$202/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Pete Beach actives
$3 vs $509
Days on market
24 vs 78 typical
Where $3/sqft sits among the 173 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabella
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Mirabella — neighborhood snapshot
Population
292
Median age
64
Median income
$124,083
Median home value
$1,041,300
Avg household
2
Households w/ children
8%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
83 of 173
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4639 MIRABELLA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,185,000
4621 MIRABELLA COURT · same community
4 bd · 4 ba · 2,275 sqft · $521/sqft · 0 DOM
Sold · Mar ’26$920,000
4687 MIRABELLA COURT · same community
4 bd · 4 ba · 2,275 sqft · $404/sqft · 63 DOM
Sold · Aug ’25$880,000
4625 MIRABELLA COURT · same community
4 bd · 4 ba · 2,275 sqft · $387/sqft · 178 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4639 MIRABELLA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4639 MIRABELLA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4639 MIRABELLA COURT FAQs
What would the monthly payment be for 4639 MIRABELLA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $202/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4639 MIRABELLA COURT?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $5,795, this home is listed about 99% below the St Pete Beach median of $612,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4639 MIRABELLA COURT?+
Boca Ciega High School (high), Azalea Elementary School (elementary), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETE BEACH 33706 market on paper
$5,795 is 99% below the ST PETE BEACH 33706 median of $448,500, and at $3/sqft it sits under the St Pete Beach average of $580.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Boca Ciega High School, Azalea Elementary School, Bay Point Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Gina McWilliams. MLS #TB8529799.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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