4629 MIRABELLA COURT, ST PETE BEACH, FL, 33706
Active23 days on marketListed Jul 16, 2026MLS #TB8529794
About this home
4629 MIRABELLA COURT
Experience the best of St. Pete Beach with waterfront living just steps from the beautiful Gulf beaches. Wake up to breathtaking views of Boca Ciega Bay and end your day watching dolphins, manatees, and spectacular sunsets from your private waterfront balcony or oversized patio. Located in the highly desirable Mirabella community, this furnished waterfront townhome offers the perfect combination of coastal living, comfort, and convenience. Designed to capture the stunning water views, the spacious open floor plan is ideal for both relaxing and entertaining. The kitchen features solid maple cabinetry with glass accents, stainless steel appliances, abundant storage, and opens seamlessly to the living and dining areas overlooking the bay. The primary suite is a peaceful retreat with soaring vaulted ceilings, a private waterfront balcony, spectacular water views, and two oversized walk-in closets. Beautifully remodeled bathrooms add style and comfort throughout the home. The versatile lower level includes a large bonus living area, full bath, and direct access to the extended waterfront patio with a built-in gas grill—perfect for entertaining, working remotely, or simply enjoying the waterfront lifestyle. Major improvements include a tile roof (2016), hurricane impact windows and sliding glass doors (2019), HVAC (2020), hot water heater (2020), whole-house water filtration and softener system, wiring for a portable generator, and an epoxy-coated garage floor. Mirabella is one of St. Pete Beach's premier waterfront communities, offering residents a heated community pool, community day dock, fishing pier, kayak launch, guest parking, and beautifully maintained grounds—all designed to help you enjoy the waterfront lifestyle. The HOA includes water, sewer, trash, cable, high-speed internet, landscaping, irrigation, private roads, and pool maintenance. Available for a minimum 3-month lease. Seasonal rates (January through April) are $6,950 per month. Rates for May through December are $5,295 per month. Whether you're escaping the winter or looking for an extended stay on Florida's Gulf Coast, this exceptional waterfront townhome offers the perfect place to call home.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,275
Sqft
0.05 ac
Lot size
1
Garage
1996
Year built
Three Or More
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Pete Beach actives
$2 vs $509
Days on market
23 vs 79 typical
Where $2/sqft sits among the 175 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabella
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Mirabella — neighborhood snapshot
Population
292
Median age
64
Median income
$124,083
Median home value
$1,041,300
Avg household
2
Households w/ children
8%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
83 of 175
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4629 MIRABELLA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,185,000
4621 MIRABELLA COURT · same community
4 bd · 4 ba · 2,275 sqft · $521/sqft · 0 DOM
Sold · Mar ’26$920,000
4687 MIRABELLA COURT · same community
4 bd · 4 ba · 2,275 sqft · $404/sqft · 63 DOM
Sold · Aug ’25$880,000
4625 MIRABELLA COURT · same community
4 bd · 4 ba · 2,275 sqft · $387/sqft · 178 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4629 MIRABELLA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4629 MIRABELLA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4629 MIRABELLA COURT FAQs
What would the monthly payment be for 4629 MIRABELLA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $198/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4629 MIRABELLA COURT?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $5,295, this home is listed about 99% below the St Pete Beach median of $599,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4629 MIRABELLA COURT?+
Boca Ciega High School (high), Azalea Elementary School (elementary), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETE BEACH 33706 market on paper
$5,295 is 99% below the ST PETE BEACH 33706 median of $448,500, and at $2/sqft it sits under the St Pete Beach average of $579.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Boca Ciega High School, Azalea Elementary School, Bay Point Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Gina McWilliams. MLS #TB8529794.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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