412 20TH AVENUE W, PALMETTO, FL, 34221
Active21 days on marketListed Jul 16, 2026MLS #TB8529712
Come see it
Upcoming open house
Sat, Aug 8
11:30 AM – 2:30 PM
About this home
412 20TH AVENUE W
Completely renovated and move-in ready! This beautifully updated 3-bedroom, 2-bathroom home also features a dedicated office/flex space, offering the perfect setup for working from home or additional living space. The open-concept floor plan showcases a stunning modern kitchen with quartz countertops, custom cabinetry, stainless steel appliances, and a spacious island overlooking the main living area. Both bathrooms have been tastefully redesigned with designer tile, modern fixtures, and quality finishes throughout. Additional upgrades include NEW ROOF (2026), NEW A/C (2026), and NEW WATER HEATER (2026), providing peace of mind for years to come. Luxury vinyl flooring flows throughout the home, complemented by updated lighting, fresh finishes, and abundant natural light. Conveniently located near schools, shopping, dining, parks, and major highways, this turnkey home is ready for its new owner. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,316
Sqft
0.11 ac
Lot size
1950
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,833 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,833/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.9%
$/sqft vs ACREAGE
$292 vs $340
Days on market
21 vs 55 typical
Where $292/sqft sits among the 152 homes for sale in ACREAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Palmetto Historic District — neighborhood snapshot
Population
2,006
Median age
46
Median income
$74,759
Median home value
$249,458
Avg household
3
Households w/ children
180
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
61 of 152
ACREAGE have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 412 20TH AVENUE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$320,539
21183 FORT CHRISTMAS ROAD · same community
3 bd · 2 ba · 1,368 sqft · $234/sqft · 162 DOM
Sold · Dec ’25$140,000
1322 SHADY COVE ROAD W · same community
2 bd · 1.5 ba · 1,248 sqft · $112/sqft · 7 DOM
Sold · Dec ’25$92,000
4769 CARL BOOZER ROAD · same community
3 bd · 2 ba · 1,248 sqft · $74/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 412 20TH AVENUE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 412 20TH AVENUE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
412 20TH AVENUE W FAQs
What would the monthly payment be for 412 20TH AVENUE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,833/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 412 20TH AVENUE W?+
The most recent tax bill on record (2025) was $2,847. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $384,800, this home is listed about 3% below the Palmetto median of $394,999. The market section on this page shows how the area is trending.
Which schools are assigned to 412 20TH AVENUE W?+
Palmetto Elementary School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MIRIAM HURTADO REAL ESTATE GROUP · Sara Zapata Ocampo. MLS #TB8529712.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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