
49021 BERMONT ROAD, PUNTA GORDA, FL, 33982
Active33 days on marketListed Jun 29, 2026MLS #TB8521251
About this home
49021 BERMONT ROAD
Discover the perfect blend of rural serenity and limitless opportunity with this highly improved, 5-acre parcel located in the peaceful Charlotte Harbor Highlands at 49021 Bermont Rd. Whether you are dreaming of a self-sustaining homestead, an equestrian estate, an active agricultural farm, or a private recreational retreat, this property is primed and ready to bring your vision to life. With valuable improvements already in place, this is a rare chance to own a piece of Southwest Florida’s pristine countryside. The entire 5-acre parcel has been fully cleared for years and is completely fenced, featuring rich Oldsmar fine sand soil that is ideal for lush pastures, farming, or large-scale gardening. Sitting at an impressive 60-foot elevation, this property is completely outside of the flood zone, giving you peace of mind knowing your land is high and dry. FPL power lines are already running to the property, saving you significant time and upfront setup. Access is secure and guaranteed via a legal 60-foot ingress/egress easement on a well-maintained, private road, located just a half-mile south of the main paved State Road 74. You will enjoy ultimate freedom here, as the land is zoned Agricultural with no homeowner's association and no deed restrictions. This flexible zoning permits over a hundred uses, allowing you to build a traditional site-built home, a modular home, or a mobile home. It fully supports barns, agribusiness, livestock, horses, and conservation efforts. As an outdoor enthusiast’s dream, the property is surrounded by wildlife and privacy, offering direct access to the open marshlands to the east. It is perfect for ATVs, hunting, hiking, and soaking in the quiet country nights. Enjoy the ultimate "off-the-grid" feel without sacrificing modern convenience. The land is perfectly situated between the historic waterfront charm of Punta Gorda and the expanding amenities of North Fort Myers. You are just five minutes from Interstate 75, 20 minutes to the dining and coastal adventures of downtown Punta Gorda, and about 40 minutes from Fort Myers. Whether you are an investor, a homesteader, or simply looking for a generational family retreat, 5-acre tracts with this level of preparation, elevation, and freedom rarely hit the market.
Facts & features
The home at a glance
5.15 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,637 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,637/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 49021 BERMONT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$186,000
18136 STATE ROAD 52 · same community
2 bd · 2 ba · 930 sqft · $200/sqft · 4 DOM
Sold · Nov ’25$190,000
811 S LONE OAK DRIVE · same community
3 bd · 1 ba · 1,104 sqft · $172/sqft · 6 DOM
Sold · Jul ’26$214,900
1050 REYNOLDS ROAD · same community
3 bd · 1 ba · 1,133 sqft · $190/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 49021 BERMONT ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 49021 BERMONT ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
49021 BERMONT ROAD FAQs
What would the monthly payment be for 49021 BERMONT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,637/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 49021 BERMONT ROAD?+
The most recent tax bill on record (2025) was $1,092. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $219,000, this home is listed about 36% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 49021 BERMONT ROAD?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Melissa Patriarca. MLS #TB8521251.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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