1235 S HIGHLAND AVENUE UNIT 4-306, CLEARWATER, FL, 33756
Active25 days on marketListed Jul 17, 2026MLS #TB8529651
About this home
1235 S HIGHLAND AVENUE UNIT 4-306
Some homes simply have to be experienced in person—and this is one of them. The photos only scratch the surface of what makes this beautifully maintained residence so special. Perched on the top floor with convenient elevator access, this spacious two-bedroom, two-bath home offers an inviting blend of comfort, privacy, and effortless Florida living. Natural light fills the expansive living and dining areas, creating a warm, welcoming atmosphere that immediately feels like home. The oversized primary suite provides a true retreat with generous closet space, while the thoughtfully designed kitchen offers abundant cabinetry, a large pantry, and plenty of room for everyday living or entertaining family and friends. Every detail has been carefully maintained, making this a move-in-ready opportunity whether you're searching for a seasonal escape or a full-time residence. A covered parking space and private storage room add even more convenience. Beyond your front door, you'll discover what many residents consider one of Clearwater's most enjoyable and welcoming 55+ communities. Beautifully landscaped grounds, a sparkling heated pool, clubhouse with a full kitchen, shuffleboard courts, gazebo, recreation room, and an active social calendar create the perfect setting to enjoy the Florida lifestyle you've been dreaming about. This is a community where neighbors become friends and every day feels like a vacation. The location is equally impressive—just minutes from world-famous Clearwater Beach, shopping, restaurants, medical facilities, golf courses, airports, and everything the Tampa Bay area has available. If you've been waiting for an affordable, exceptionally maintained home in a vibrant active 55+ community, don't let this opportunity pass you by. Schedule your private showing today—because this is one of those homes that simply feels even better in person than it looks online.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
964
Sqft
0 ac
Lot size
1969
Year built
One
Levels
$130
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,819 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,819/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.4%
$/sqft vs Clearwater actives
$130 vs $226
Days on market
25 vs 54 typical
Where $130/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kalmia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Kalmia — neighborhood snapshot
Population
385
Median age
56
Median income
$55,313
Median home value
$341,500
Avg household
2
Households w/ children
74%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $330K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% below the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1235 S HIGHLAND AVENUE UNIT 4-306
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$110,000
1235 S HIGHLAND AVENUE UNIT 5-106 · same community
2 bd · 2 ba · 966 sqft · $114/sqft · 0 DOM
Sold · May ’26$116,500
1235 S HIGHLAND AVENUE UNIT 1-102 · same community
2 bd · 1 ba · 972 sqft · $120/sqft · 74 DOM
Sold · Aug ’26$115,900
1235 S HIGHLAND AVENUE UNIT 3-203 · same community
2 bd · 1 ba · 973 sqft · $119/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1235 S HIGHLAND AVENUE UNIT 4-306 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1235 S HIGHLAND AVENUE UNIT 4-306 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1235 S HIGHLAND AVENUE UNIT 4-306 FAQs
What would the monthly payment be for 1235 S HIGHLAND AVENUE UNIT 4-306?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,819/mo — principal and interest, the actual property-tax bill, the $679/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1235 S HIGHLAND AVENUE UNIT 4-306?+
The association fee works out to $679 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1235 S HIGHLAND AVENUE UNIT 4-306?+
The most recent tax bill on record (2025) was $2,273. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1235 S HIGHLAND AVENUE UNIT 4-306?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $124,986, this home is listed about 55% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1235 S HIGHLAND AVENUE UNIT 4-306?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33756 market on paper
$124,986 is 63% below the CLEARWATER 33756 median of $339,250, and at $130/sqft it sits under the Clearwater average of $276.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $679/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHAMPA BAY BROKER CORPORATION · Joseph Narcisse. MLS #TB8529651.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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