1235 S HIGHLAND AVENUE UNIT 2-207, CLEARWATER, FL, 33756
Active215 days on marketListed Jan 8, 2026MLS #TB8461427
About this home
1235 S HIGHLAND AVENUE UNIT 2-207
SELLER SAYS SELL - BIG PRICE REDUCTION! Welcome to 1235 S Highland Ave Unit 2-207, Clearwater, FL 33756, an impeccably maintained and fully furnished 2-bedroom, 1-bath condominium located in the highly desirable Kalmia 55+ Community. This beautifully updated second-floor residence offers a refined blend of comfort, convenience, and low-maintenance Florida living. Ideally situated just minutes from world-famous Gulf beaches, airports, shopping, dining, and medical facilities, this home delivers both lifestyle and location. The light-filled, open-concept layout creates an inviting atmosphere ideal for both everyday living and entertaining. The updated kitchen showcases granite countertops, shaker-style cabinetry, pantry storage, and a functional eat-in area. The spacious living and dining areas feature abundant natural light, while both generously sized bedrooms include walk-in closets and excellent storage solutions. Significant improvements provide added value and peace of mind, including A/C (2026), roof (2025), windows (2020), and electrical system (2024), supporting worry-free ownership for years to come. Additional highlights include assigned covered parking, elevator access, private storage, and a fully furnished interior offering a seamless, turnkey move-in experience. Residents of Kalmia enjoy a resort-inspired lifestyle with amenities including a heated pool, clubhouse, shuffleboard courts, community laundry facilities, and meticulously maintained grounds. The monthly HOA fee includes cable, internet, water, sewer, trash, exterior maintenance, insurance, and full access to community amenities, offering exceptional overall value. Whether used as a seasonal retreat or year-round residence, this turnkey Clearwater condominium presents an outstanding opportunity to enjoy the best of Florida living in a prime coastal location.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
972
Sqft
0 ac
Lot size
1969
Year built
One
Levels
$103
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,431 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,431/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.2%
$/sqft vs Clearwater actives
$103 vs $227
Days on market
215 vs 54 typical
Where $103/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kalmia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Kalmia — neighborhood snapshot
Population
385
Median age
56
Median income
$55,313
Median home value
$341,500
Avg household
2
Households w/ children
74%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $330K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1235 S HIGHLAND AVENUE UNIT 2-207
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$116,500
1235 S HIGHLAND AVENUE UNIT 1-102 · same community
2 bd · 1 ba · 972 sqft · $120/sqft · 74 DOM
Sold · Aug ’26$115,900
1235 S HIGHLAND AVENUE UNIT 3-203 · same community
2 bd · 1 ba · 973 sqft · $119/sqft · 0 DOM
Sold · Nov ’25$110,000
1235 S HIGHLAND AVENUE UNIT 5-106 · same community
2 bd · 2 ba · 966 sqft · $114/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1235 S HIGHLAND AVENUE UNIT 2-207 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1235 S HIGHLAND AVENUE UNIT 2-207 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1235 S HIGHLAND AVENUE UNIT 2-207 FAQs
What would the monthly payment be for 1235 S HIGHLAND AVENUE UNIT 2-207?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,431/mo — principal and interest, the actual property-tax bill, the $587/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1235 S HIGHLAND AVENUE UNIT 2-207?+
The association fee works out to $587 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1235 S HIGHLAND AVENUE UNIT 2-207?+
The most recent tax bill on record (2024) was $621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1235 S HIGHLAND AVENUE UNIT 2-207?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $99,900, this home is listed about 64% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1235 S HIGHLAND AVENUE UNIT 2-207?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the CLEARWATER 33756 market on paper
$99,900 is 71% below the CLEARWATER 33756 median of $339,250, and at $103/sqft it sits under the Clearwater average of $276.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $587/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
215 days on market against a Clearwater median of 54 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY · Debra Banks Waz. MLS #TB8461427.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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