809 JACARANDA DRIVE, LARGO, FL, 33770
Active4 days on marketListed Jul 15, 2026MLS #TB8529591
About this home
809 JACARANDA DRIVE
Experience luxurious living in the highly sought-after Harbor Bluffs community, where beautiful tree-lined streets set the stage for this exceptional home. Arrive at 809 Jacaranda and be welcomed by stunning curb appeal and a sleek modern metal roof. Inside, an open and inviting floor plan features an updated kitchen with a charming breakfast nook, creating the perfect space for everyday living and entertaining. The home offers three spacious bedrooms and two newly renovated bathrooms, thoughtfully designed with contemporary finishes. Fresh carpeting and neutral tones throughout provide a warm and versatile backdrop. Step outside to the expansive covered lanai and beautifully landscaped backyard, where indoor comfort seamlessly blends with outdoor serenity. Relax by the heated pool and enjoy the peaceful atmosphere of this picturesque waterfront community. Adding even more flexibility, an air-conditioned bonus room located off the oversized porch is ideal for a home office, fitness space, or hobby room. Perfectly situated near an array of shopping and dining destinations and just minutes from award-winning Gulf beaches, this exceptional Harbor Bluffs residence is available for annual lease only starting September 1, 2026.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,788
Sqft
0.26 ac
Lot size
2
Garage
1962
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$3 vs $234
Days on market
4 vs 42 typical
Where $3/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Bluffs
Drive times from this address
Get to know Largo. See the full Largo guide →
Harbor Bluffs — neighborhood snapshot
Population
1,626
Median age
55
Median income
$134,535
Median home value
$673,943
Avg household
3
Households w/ children
122
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 809 JACARANDA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$820,000
819 JACARANDA DRIVE · same community
3 bd · 2 ba · 2,045 sqft · $401/sqft · 60 DOM
Sold · Oct ’25$395,000
11969 HAMILTON AVENUE
3 bd · 2.5 ba · 1,673 sqft · $236/sqft · 11 DOM
Sold · Nov ’25$440,000
11973 HAMILTON AVENUE
3 bd · 2.5 ba · 1,673 sqft · $263/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 809 JACARANDA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 809 JACARANDA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
809 JACARANDA DRIVE FAQs
What would the monthly payment be for 809 JACARANDA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 809 JACARANDA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $4,500, this home is listed about 98% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 809 JACARANDA DRIVE?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33770 market on paper
$4,500 is 98% below the LARGO 33770 median of $239,950, and at $3/sqft it sits under the Largo average of $247.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Largo market that averages 42 — if it fits, move quickly.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Whitney Taphorn. MLS #TB8529591.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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