407 HARBOR VIEW LANE, LARGO, FL, 33770
Active8 days on marketListed Jul 15, 2026MLS #TB8529216
About this home
407 HARBOR VIEW LANE
Luxury, style, and effortless living come together in this sprawling ranch designed to impress at every turn and perfectly nestled in the highly desired Harbor Bluff's community. Just minutes from the breathtaking Gulf Beaches. From the moment you step into the elegant formal foyer, you'll appreciate the impeccable craftsmanship, designer finishes, and thoughtfully curated spaces throughout. At the heart of the home is a spectacular chef's kitchen featuring custom cabinetry, professional-grade appliances, an oversized island with seating, and a walk-in butler's pantry that offers exceptional storage. The expansive dining room is perfect for hosting unforgettable gatherings, while the breathtaking family room is filled with natural light and showcases sweeping views of your private outdoor retreat. Step outside to your own resort-style oasis, where a massive screened lanai surrounds a freshly refinished pool and multiple outdoor living and entertaining areas—creating the perfect setting for relaxing, dining, or enjoying Florida's year-round sunshine. The luxurious primary suite is truly one of a kind, offering a peaceful retreat complete with a spa-inspired bath designed for ultimate relaxation. Every inch of this remarkable home has been thoughtfully renovated with high-end finishes and timeless design, delivering the perfect blend of sophistication, comfort, and modern living. Additional highlights to include: 4 car garage (car enthusiast dream), irrigation system, interior and exterior security systems and the list goes on! This is more than a home—it's a lifestyle. The listing agent is the owner. Furniture is available for purchase separately. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,113
Sqft
0.34 ac
Lot size
4
Garage
1962
Year built
One
Levels
$676
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,466 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,466/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.9%
Days on market
8 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Bluffs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Harbor Bluffs — neighborhood snapshot
Population
1,626
Median age
55
Median income
$134,535
Median home value
$673,943
Avg household
3
Households w/ children
122
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 472% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 407 HARBOR VIEW LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 407 HARBOR VIEW LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
407 HARBOR VIEW LANE FAQs
What would the monthly payment be for 407 HARBOR VIEW LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,466/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 407 HARBOR VIEW LANE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 407 HARBOR VIEW LANE?+
The most recent tax bill on record (2025) was $12,365. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 407 HARBOR VIEW LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $1,427,900, this home is listed about 430% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 407 HARBOR VIEW LANE?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,427,900 runs 472% above the LARGO 33770 median — but at 2,113 sqft it's also 72% larger than the typical Largo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Philip Campanella. MLS #TB8529216.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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